45 Juliana Cir E, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 45 Juliana Cir E, Annapolis, MD 21401

Property Summary

Property Type	Commercial Vacant Land
Details	2.5 ba · 2,040 sqft · built 2003
Lot Size	0.037 acres (1,625 sqft)
Owner	Company Name on File
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-702-90099186`

Property Details

APN / Parcel Number

Primary APN	`06-702-90099186`
Alternative APNs	`670290099186` `70290099186`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,040 sqft Gross Area
1st Floor Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,625 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	70290099186
Street Address	45 JULIANA CIR E
City	ANNAPOLIS
State	MD
Zip	21401-4560
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	R3
Legal Description	LT 45 RIDERS GLEN
Legal Subdivision	RIDERS GLEN
Legal Block	4
Legal Lot Number	45
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4006
Census Tract	702500

Owner

45 Juliana Cir E, commercial vacant land, is owned by a company.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	175 ADMIRAL COCHRANE DR, 402, ANNAPOLIS, MD 21401-7419
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage ENTERPRISE COMMUNITY LOAN FUND INC
Jul 30, 2018	Loan Modification, Mortgage DEPARTMENT/HSNG & CMNTY DEV/TH

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	45 JULIANA CIR E, ANNAPOLIS, MD 21401-4560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0323450464
Date	Jul 30, 2018
Book Page	32345/464

Lender

Name	ENTERPRISE COMMUNITY LOAN FUND INC
Type	Non-Lending Institution
Address	COLUMBIA, MD 21044

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 30, 2018
Property Address	45 JULIANA CIR E, ANNAPOLIS, MD 21401-4560
Document Number	0323450516
Book / Page	032345 / 000516
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	222 SEVERN AVE #1 ANNAPOLIS MD 214032566, 1, ANNAPOLIS, MD 21403-2566

Mortgage

Document Number	323450516
Date	Jul 30, 2018
Book Page	032345/000516

Lender

Name	DEPARTMENT/HSNG & CMNTY DEV/TH
Address	7800 HARKINS RD, LANHAM SEABROOK, MD 20706-1333

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Juliana Cir E was $1,742.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,000 Land $10,000 Building $34,000	$44,000 Land $10,000 Building $34,000
2025	$1,742.00
2023	$1,814.00 Additional exemption filed	$213,500 Land $50,000 Building $163,500	$213,500 Land $50,000 Building $163,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Juliana Cir E in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Juliana Cir E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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