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45 Juarez Cir, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 45 Juarez Cir, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,100 sqft · built 1967
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Tax Bill$1,882 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN045-30-00-308.00

Property Details

APN / Parcel Number

Primary APN045-30-00-308.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,100 sqft Finished Area
Gross Area1,566 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address45 JUAREZ CIR
CityCOVINGTON
StateKY
Zip41017-9432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAHAMA GARDENS SEC 2 LOT 71 RESUB PT SEC 1
Legal SubdivisionBAHAMA GARDENS
Legal Phase2
Legal Lot Number71
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1017
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-308.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 JUAREZ CIR, COVINGTON, KY 41017-9432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Sep 08, 2017Quit Claim Deed, Mortgage · VA Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2017
Deed SaleSep 08, 2017
Prior SaleNov 08, 1995 · Amount on Record
Deed Document Number201709 08 059 00080
Deed Book / Page3997 / 92
Prior Transfer DateAug 14, 2017
Prior Transfer Doc0005900080
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address45 JUAREZ CIR, COVINGTON, KY 41017-9432
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900113
DateApr 27, 2021
Book Page208/89
Instrument21042705900113
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

September 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateSep 08, 2017
Property Address45 JUAREZ CIR, COVINGTON, KY 41017-9432
Document Number0000000060
Book / Page003997 / 000092
Instrument DateAug 14, 2017
Instrument60
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyELEVATED TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45 JUAREZ CIR COVINGTON KY 410179432, COVINGTON, KY 41017-9432

Mortgage

Document Number82
DateSep 08, 2017
Book Page0I3997/000096
Instrument82
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSALT LAKE CITY, UT 84116
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 07, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,882.00 (-7.06%)$190,000 (-) Land $10,000 Building $180,000$190,000 (-) Land $10,000 Building $180,000
2023$2,025.00$190,000 Land $10,000 Building $180,000$190,000 Land $10,000 Building $180,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 385 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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