45 Joy Ln, Georgetown, GA 39854 Property Records

Georgetown-Quitman County Unified Government property record for 45 Joy Ln, Georgetown, GA 39854

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,680 sqft · built 2006
Lot Size	1.81 acres (78,844 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Jan 2026)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Nov 2020 Sale Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04BE01300`

Property Details

APN / Parcel Number

Primary APN	`04BE01300`
Alternative APN	`1637`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,680 sqft Heated Area
1st Floor Area	840 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Shingle
Lot Area	78,844 sqft (1.81 acres)

Exterior Amenities

Porch	Slab
Porch Area	660 sqft
Utility Building	192 sqft
Pole Barn	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1637
Street Address	45 JOY LN
City	GEORGETOWN
State	GA
Zip	39854-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LT 72 & 73 SHELOMI ACRES & H
Legal Subdivision	SHELOMI ACRES
Legal Lot Number	72
Jurisdiction	QUITMAN GA
Township / Civil Division	GEORGETOWN SOUTH
Census Block Group	2
Census Block	2039
Census Tract	960300

Owner

Source: Georgetown-Quitman County Unified Government records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 JOY LN, GEORGETOWN, GA 39854-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Book / Page	140 / 222
Prior Transfer Date	Mar 1, 2001
Prior Transfer Doc	0083000091
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	QUITMAN GA
Recording Date	Nov 20, 2020
Property Address	45 JOY LN, GEORGETOWN, GA 39854-4025
Document Number	000126/554
Book / Page	126 / 554
Instrument Date	Nov 20, 2020
Instrument	2020-000289
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 JOY LN, GEORGETOWN, GA 39854-4025

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	QUITMAN GA
Recording Date	Jan 26, 2018
Property Address	45 JOY LN, GEORGETOWN, GA 39854-4025
Document Number	000120/172
Book / Page	120 / 172
Instrument Date	Jan 26, 2018
Instrument	2018-000016
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 102, GEORGETOWN, GA 39854-0102

Mortgage

Document Number	000120/174
Date	Jan 29, 2018
Book Page	120/174

Lender

Name	STEARNS LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Georgetown-Quitman County Unified Government assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Georgetown-Quitman County Unified Government
Unified School District	Quitman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (+24.16%)	$56,283 (-) Land $3,600 Building $52,683	$140,708 (-) Land $9,000 Building $131,708
2024	$1,039.00 (-0.95%) Homeowner's exemption Senior Citizen's exemption	$56,283 (-) Land $3,600 Building $52,683	$140,708 (-) Land $9,000 Building $131,708
2023	$1,049.00 Homeowner's exemption	$56,283 Land $3,600 Building $52,683	$140,708 Land $9,000 Building $131,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATTAHOOCHEE PLANTATION ESTS. private · serves 472 people · EPA ID GA2390002
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kudzu Networks Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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