Worcester County and Gardner City property record for 45 Jonathan St, Gardner, MA 01440 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1935 |
| Square Footage | 2,131 sqft Living Area |
| Lot Size | 22,947 sqft (0.527 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2010) |
| Tax Bill | $5,033.00 (2025) |
| Primary APN | GARD M:M27 B:9 L:5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,131 sqft Living Area |
| Gross Area | 3,776 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 22,947 sqft (0.527 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 45 JONATHAN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1905 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN GARD M:M27 B:9 L:5
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 JONATHAN ST, GARDNER, MA 01440-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 09, 2018 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Apr 27, 2020 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on Record |
| Deed Sale | Jun 30, 2010 · Amount on Record |
| Prior Sale | Jul 29, 2004 · Amount on Record |
| Deed Book / Page | 45988 / 341 |
| Last Transfer Date | Apr 21, 2020 |
| Transfer Doc | 62275-393 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 45 JONATHAN ST, GARDNER, MA 01440-1905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59518-121 |
|---|---|
| Date | Oct 09, 2018 |
| Book Page | 59518/121 |
| Instrument | 106671 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 27, 2020 |
| Property Address | 45 JONATHAN ST, GARDNER, MA 01440-1905 |
| Document Number | 62275-393 |
| Book / Page | 62275 / 393 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 41610 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 JONATHAN ST, GARDNER, MA 01440-1905 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,033.00 (-3.6%) | $350,500 (+0.63%) Land $83,800 Building $266,700 | $452,105 |
| 2024 | $5,221.00 (+5.37%) | $348,300 (+13.38%) Land $76,200 Building $272,100 | |
| 2023 | $4,955.00 | $307,200 Land $75,100 Building $232,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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