45 John St, Quincy, MA 02171 Property Records

Norfolk County and Quincy City property record for 45 John St, Quincy, MA 02171

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1940
Lot Size	0.273 acres (11,874 sqft)
Owner	Individual Name on File
Last Sale	$453,000 (Apr 2016)
Tax Bill	$8,892 (2026)
Deeds & Mortgages	May 2021 Refinance Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`M:6156 B:6 L:26`

Property Details

APN / Parcel Number

Primary APN	`M:6156 B:6 L:26`
Alternative APNs	`QUIN M:6156 B:6 L:26` `2294801`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	3,678 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	11,874 sqft (0.273 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	2294801
Street Address	45 JOHN ST
City	QUINCY
State	MA
Zip	02171-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	6
Legal Lot Number	26
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3000
Census Tract	417201

Owner

45 John St is owned and occupied by an individual who acquired it in April 2021.

Source: Norfolk County and Quincy City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 JOHN ST, QUINCY, MA 02171-2507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CALIBER HOME LOANS INC
Oct 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage EAST BOSTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2016 · Amount on File
Deed Sale	Apr 26, 2016 · Amount on File
Prior Sale	Dec 12, 2014
Deed Book / Page	34032 / 381
Last Transfer Date	Apr 30, 2021
Transfer Doc	039372-469
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	May 10, 2021
Property Address	45 JOHN ST, QUINCY, MA 02171-2507
Document Number	039372-469
Book / Page	39372 / 469
Instrument Date	Apr 30, 2021
Instrument	60879
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 JOHN ST, QUINCY, MA 02171-2507

Mortgage

Document Number	0000060880
Date	May 10, 2021
Instrument	60880

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	45 JOHN ST, QUINCY, MA 02171-2507
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37243-508
Date	Oct 15, 2019
Book Page	37243/508
Instrument	93646

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 John St was $8,892, up 9.3% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,892.00 (+9.25%)	$754,800 (+6.93%) Land $421,500 Building $333,300	$735,490 (-)
2025	$8,139.00 (+3.75%)	$705,900 (+1.41%) Land $401,800 Building $304,100	$735,490 (+4.49%)
2024	$7,845.00 (+7.3%)	$696,100 (+5.97%) Land $401,800 Building $294,300	$703,855
2023	$7,311.00	$656,900 Land $383,100 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 John St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 units insured incl. 5 condo units
Nearby Flood Claims	3 (2010–2018)
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Astound Broadband, Netafy, Starry, T-Mobile.

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