45 Jerome Ave, Bradford, PA 16701 Property Records

McKean County property record for 45 Jerome Ave, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	1,377 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Jan 2019)
Tax Bill	$966 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-009.-507.00`

Property Details

APN / Parcel Number

Primary APN	`06-009.-507.00`
Alternative APN	`005376`

Interior

Building Area	1,377 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 35 ft wide

Location & Zoning

Street Address	45 JEROME AVE
City	BRADFORD
State	PA
Zip	16701-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0915-1104
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2052
Census Tract	420400

Owner

45 Jerome Ave is owned by an individual who bought it in January 2019.

Source: McKean County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	750 BOLIVAR DR, BRADFORD, PA 16701-3147
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
Jan 18, 2019	Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Deed Document Number	2019198
Deed Book / Page	915 / 1104
Prior Transfer Date	Jun 22, 2011
Prior Transfer Doc	00693/0510
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jun 30, 2022
Property Address	45 JEROME AVE, BRADFORD, PA 16701-1609
Document Number	001011/473
Book / Page	1011 / 473
Instrument Date	Jun 29, 2022
Instrument	202202262
Transaction Type	Transfer
Record Updated	Jul 7, 2022

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 BOLIVAR DR, BRADFORD, PA 16701-3147

Mortgage

Document Number	0202202264
Date	Jun 30, 2022
Instrument	202202264

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 30, 2032

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jan 18, 2019
Property Address	45 JEROME AVE, BRADFORD, PA 16701-1609
Document Number	915/1104
Book / Page	915 / 1104
Instrument Date	Jan 18, 2019
Instrument	201900198
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 BOLIVAR DR, BRADFORD, PA 16701-3147

Mortgage

Document Number	201900199
Date	Jan 18, 2019
Instrument	201900199

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 18, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 45 Jerome Ave was $966.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$966.00	$17,690 (-) Land $5,250 Building $12,440
2025	$966.00 (+3.32%)	$17,690 (-) Land $5,250 Building $12,440
2024	$935.00	$17,690 Land $5,250 Building $12,440
1998			$17,690 Land $5,250 Building $12,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Jerome Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Jerome Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile, Verizon.

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