45 Jaques St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 45 Jaques St, Somerville, MA 02145

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,650 sqft · built 1910
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$205,000 (Jul 1998)
Tax Bill	$12,936 (2026)
Deeds & Mortgages	Apr 2021 Refinance Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-G-32`

Property Details

APN / Parcel Number

Primary APN	`69-G-32`
Alternative APNs	`SOME M:69 B:G L:32` `4218178`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,650 sqft Living Area
Gross Area	4,102 sqft
Basement Area	883 sqft
Unfinished Basement	883 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Slate
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4218178
Street Address	45 JAQUES ST
City	SOMERVILLE
State	MA
Zip	02145-1969
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NR
Legal Block	G
Legal Lot Number	32
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1011
Census Tract	350109

Owner

45 Jaques St, a triplex, is held in a trust since April 2019.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	52 LAWNDALE ST, BELMONT, MA 02478-3452
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 23, 2018	Deed of Trust, Mortgage LEADER BANK NA
Apr 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 1998 · Amount on File
Deed Sale	Jul 31, 1998 · Amount on File
Last Transfer Date	Apr 16, 2019
Transfer Doc	72469-497
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	45 JAQUES ST, SOMERVILLE, MA 02145-1969
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77470-44
Date	Apr 9, 2021
Book Page	77470/44
Instrument	80159

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	45 JAQUES ST, SOMERVILLE, MA 02145-1969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70773-420
Date	Mar 23, 2018
Book Page	70773/420
Instrument	39289

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 17, 2019
Property Address	45 JAQUES ST, SOMERVILLE, MA 02145-1969
Document Number	72469-497
Book / Page	072469 / 000497
Instrument Date	Apr 16, 2019
Instrument	47809
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	52 LAWNDALE ST BELMONT MA 024783452, BELMONT, MA 02478-3452

Tax Assessment & Valuation

The 2026 property tax bill for 45 Jaques St was $12,936, up 8.6% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$12,936.00 (+8.62%)	$1,178,100 (+7.92%) Land $471,600 Building $706,500
2025	$11,909.00 (+6.42%)	$1,091,600 (+2.61%) Land $449,200 Building $642,400
2024	$11,191.00 (-0.8%)	$1,063,800 (-2.49%) Land $449,200 Building $614,600
2023	$11,281.00	$1,091,000 Land $449,200 Building $641,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Jaques St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Jaques St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Verizon.

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