45 Janet Ln, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 45 Janet Ln, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	2,195 sqft · built 1957
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on File
Last Sale	$549,000 (Sep 2020)
Tax Bill	$14,572 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-02004-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`17-02004-0000-00005`
Alternative APN	`170200400005`

Interior

Stories	1 Story
Building Area	2,195 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	9,932 sqft (0.228 acres)
Lot Width	86 ft Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 JANET LN
City	SPRINGFIELD
State	NJ
Zip	07081-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOU-ANN PARK
Legal Block	2004
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1020
Census Tract	37602

Owner

45 Janet Ln is owned and occupied by two individuals who bought it in September 2020.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 JANET LN, SPRINGFIELD, NJ 07081-2756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Aug 8, 2012 · Amount on File
Deed Document Number	2020327584
Deed Book / Page	6380 / 2318
Record Updated	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 2, 2020
Property Address	45 JANET LN, SPRINGFIELD, NJ 07081-2756
Document Number	0063802318
Book / Page	6380 / 2318
Instrument Date	Aug 25, 2020
Instrument	327584
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST BERGEN TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,645.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 JANET LN, 45, SPRINGFIELD, NJ 07081-2756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 JANET LN, SPRINGFIELD, NJ 07081-2756

Mortgage

Document Number	697950
Date	Sep 2, 2020
Instrument	697950

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45 Janet Ln was $14,572, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,400 (-) Land $230,000 Building $374,400	$604,400 (-) Land $230,000 Building $374,400
2025	$14,572.00 (+1.52%)	$604,400 Land $230,000 Building $374,400	$604,400 Land $230,000 Building $374,400
2024	$14,354.00
2023		$604,400 Land $230,000 Building $374,400	$604,400 Land $230,000 Building $374,400
2022	$12,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Janet Ln in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	122 (1978–2023)
Claims Outside the SFHA	31 of 122
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 15 claims Hurricane Irene, Aug 2011 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Janet Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20