45 Jane St, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 45 Jane St, Belford, NJ 07718

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,674 sqft · built 2019
Lot Size0.273 acres (11,901 sqft)
Owner2 Individual Names on File
Tax Bill$14,918 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Mar 2018 Sale
Flood ZoneZone AE (high risk)
APN32-00285-0000-00007-02

Property Details

APN / Parcel Number

Primary APN32-00285-0000-00007-02
Alternative APN
  • 841

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,674 sqft Living Area
1st Floor Area1,688 sqft
Upper Floors Area1,688 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area11,901 sqft (0.273 acres)
Lot Dimensions119 ft deep x 100 ft wide
Garage Area702 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Deck Area489 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number841
Street Address45 JANE ST
CityBELFORD
StateNJ
Zip07718-1584
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal Block285
Legal Lot Number7.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3010
Census Tract800500

Owner

45 Jane St is owned and occupied by two individuals who acquired it in November 2020.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address45 JANE ST, BELFORD, NJ 07718-1584
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
TD BK NA
Mar 13, 2018Grant Deed, Transfer
TWO RIVERS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2020
Deed SaleNov 16, 2020
Prior SaleMar 13, 2018 · Amount on File
Deed Document Number2020136204
Deed Book / Page9457 / 8209
Prior Transfer DateJul 30, 2015
Prior Transfer Doc0091255468
Record UpdatedSep 20, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateNov 16, 2020
Property Address45 JANE ST, BELFORD, NJ 07718-1584
Document Number0000136204
Book / Page009457 / 008209
Instrument DateOct 2, 2020
Instrument136204
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 4, 2020
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 JANE ST BELFORD BELFORD NJ 07718, BELFORD, NJ 07718

Mortgage

Document Number136205
DateNov 16, 2020
Book Page009457/008237
Instrument136205
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 15, 2050

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMar 13, 2018
Property Address45 JANE ST, BELFORD, NJ 07718-1584
Document Number0000026358
Book / Page009278 / 000012
Instrument DateFeb 28, 2018
Instrument26358
Transaction TypeTransfer
Record UpdatedApr 12, 2018
Title CompanyTWO RIVERS TITLE COMPANY LLC

Transaction

AmountAmount on Record
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address159 SENECA BLVD BARNEGAT NJ 080052849, BARNEGAT, NJ 08005-2849

Tax Assessment & Valuation

The 2025 property tax bill for 45 Jane St was $14,918, up 5.2% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$947,400 (+2.5%) Land $390,500 Building $556,900$947,400 (+2.5%) Land $390,500 Building $556,900
2025$14,918.00 (+5.24%)$924,300 Land $372,500 Building $551,800$924,300 Land $372,500 Building $551,800
2024$14,175.00
2023$784,800 Land $244,200 Building $540,600$784,800 Land $244,200 Building $540,600
2022$13,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Jane St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 197 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims257 (1983–2023)
Claims Outside the SFHA13 of 257
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 172 claims
  • Hurricane Irene, Aug 2011 · 42 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Jane St is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 65% of New Jersey
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Jane St

Nearby Streets

Search Property Records by Address or Parcel Number