Buncombe County property record for 45 James Dr, Leicester, NC 28748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,308 sqft · built 1986 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $220,000 (Jul 2026) |
| Tax Bill | $1,294 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 673660-2020-202 |
| Primary APN | 673660-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Deck Area | 24 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 673660-2020-202 |
|---|---|
| Street Address | 45 JAMES DR |
| City | LEICESTER |
| State | NC |
| Zip | 28748-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LEICESTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2609 |
45 James Dr is owned by a company that bought it in July 2026.
Source: Buncombe County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 421 WATERCREST CT, INMAN, SC 29349-6938 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 8, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on File |
| Deed Sale | Jul 16, 2026 · Amount on File |
| Prior Sale | Jul 13, 2012 |
| Deed Book / Page | 6612 / 1145 |
| Prior Transfer Date | Oct 25, 2000 |
| Prior Transfer Doc | 2364000495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 45 JAMES DR, LEICESTER, NC 28748-5126 |
| Document Number | 6612001145 |
| Book / Page | 6612 / 1145 |
| Instrument Date | Jul 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $44,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 421 WATERCREST CT, INMAN, SC 29349-6938 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 45 JAMES DR, LEICESTER, NC 28748-5126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061791010 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 6179/1010 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 45 JAMES DR, LEICESTER, NC 28748-5126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0057340876 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 5734/0876 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 45 JAMES DR, LEICESTER, NC 28748-5126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058481184 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 5848/1184 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 45 James Dr was $1,294.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,294.00 | $185,900 Land $11,500 Building $174,400 | $185,900 Land $11,500 Building $174,400 |
| 2023 | $1,176.00 | $185,900 | $185,900 Land $26,500 Building $159,400 |
| 2021 | $185,900 Land $11,500 Building $174,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 James Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 James Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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