45 Jackson St, Vernon, IN 47282 Property Records

Jennings County property record for 45 Jackson St, Vernon, IN 47282

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1860
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$103,100 (Oct 2021)
Tax Bill	$147 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-12-10-110-002.000-013`

Property Details

APN / Parcel Number

Primary APN	`40-12-10-110-002.000-013`
Alternative APNs	`00001029164` `0120013700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1939
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Terrain	Rolling
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001029164
Street Address	45 JACKSON ST
City	VERNON
State	IN
Zip	47282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF VERNON, LOT 209
Legal Lot Number	209
Jurisdiction	JENNINGS IN
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2029
Census Tract	960200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vernon Historic District listed 1976 · 45 contributing resources · NRIS 76000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Jackson St is owned and occupied by an individual who bought it in October 2021.

Source: Jennings County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 205, VERNON, IN 47282-0205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Intrafamily Transfer, Transfer · Loan Assumption HALLMARK HOME MORTGAGE LLC
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Jun 26, 2002 · Amount on File
Deed Document Number	20214349
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JENNINGS IN
Recording Date	Oct 29, 2025
Property Address	45 JACKSON ST, VERNON, IN 47282
Document Number	2025003591
Map Reference	CAB 1 SL 13
Instrument Date	Oct 22, 2025
Instrument	2025003591
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1947 BONNIE CT, COLUMBUS, IN 47203-2046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 JACKSON ST, VERNON, IN 47282

Mortgage

Document Number	2025003592
Date	Oct 29, 2025
Instrument	2025003592

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	313 Months
Due	Nov 1, 2051

Interest

Rate	3.25%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JENNINGS IN
Recording Date	Oct 27, 2021
Property Address	45 JACKSON ST, VERNON, IN 47282
Document Number	2021004349
Map Reference	CAB 1 SL 13
Instrument Date	Oct 25, 2021
Instrument	2021004349
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	SECURITY TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 JACKSON ST, VERNON, IN 47282

Mortgage

Document Number	2021004350
Date	Oct 27, 2021
Instrument	2021004350

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Jackson St was $147 with a homeowner's exemption, down 52.9% from the year before.

Source: Jennings County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jennings County
County Subdivision	Vernon Township
Municipality	Vernon Town
Unified School District	Jennings County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$147.00 (-52.88%) Homeowner's exemption	$60,700 (+5.38%) Land $9,200 Building $51,500	$60,700 (+5.38%) Land $9,200 Building $51,500
2024	$312.00 Homeowner's exemption	$57,600 (+9.92%) Land $9,200 Building $48,400	$57,600 (+9.92%) Land $9,200 Building $48,400
2023		$52,400 (+8.71%) Land $9,200 Building $43,200	$52,400 (+8.71%) Land $9,200 Building $43,200
2022	$222.00	$48,200 Land $9,200 Building $39,000	$48,200 Land $9,200 Building $39,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH VERNON WATER DEPARTMENT serves 6,500 people · EPA ID IN5240008
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Southeastern Indiana REMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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