Cumberland County and Windham Town property record for 45 Island Dr, Windham, ME 04062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,258 sqft · built 1970 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,800 (Mar 2021) |
| Tax Bill | $7,891 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINM M:57 B:16 |
| Primary APN | WINM M:57 B:16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,258 sqft Living Area |
| Gross Area | 1,912 sqft |
| 1st Floor Area | 629 sqft |
| Basement Area | 629 sqft |
| Unfinished Basement | 629 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | G0650R |
|---|---|
| Street Address | 45 ISLAND DR |
| City | WINDHAM |
| State | ME |
| Zip | 04062-5479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Block | 16 |
| Jurisdiction | WINDHAM ME |
| Township / Civil Division | WINDHAM |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 4805 |
Source: Cumberland County and Windham Town records · APN WINM M:57 B:16
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 ISLAND DR, WINDHAM, ME 04062-5479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit EVERGREEN CU |
| Mar 15, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2021 · Amount on Record |
| Deed Sale | Mar 15, 2021 · Amount on Record |
| Deed Document Number | 202118106 |
| Deed Book / Page | 37929 / 317 |
| Prior Transfer Date | Mar 10, 2021 |
| Prior Transfer Doc | 0379290317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 45 ISLAND DR, WINDHAM, ME 04062-5479 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0397850245 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 39785/245 |
| Instrument | 52305 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | Mar 15, 2021 |
| Property Address | 45 ISLAND DR, WINDHAM, ME 04062-5479 |
| Document Number | 0379290317 |
| Book / Page | 37929 / 317 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 18106 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 45 ISLAND DR, WINDHAM, ME 04062-5479 |
| Document Number | 18107 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 18107 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Windham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,891.00 (+5.14%) | $654,300 (-) Land $451,200 Building $203,100 |
| 2024 | $7,505.00 (+9.21%) | $654,300 (+6.63%) Land $451,200 Building $203,100 |
| 2023 | $6,872.00 (+15.19%) | $613,600 (+19.4%) Land $419,400 Building $194,200 |
| 2022 | $5,966.00 | $513,900 Land $341,500 Building $172,400 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), as of June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050048053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 142 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system ME0091300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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