45 Irwin St, #2, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 45 Irwin St, #2, Winthrop, MA 02152

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,296 sqft · built 1900
Owner	Individual Name on Record
Last Sale	$555,000 (Jul 2019)
Tax Bill	$6,433 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WINT M:033 L:036-2`

Property Details

APN / Parcel Number

Primary APN	`WINT M:033 L:036-2`
Alternative APN	`33362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,591 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	33362
Street Address	45 IRWIN ST, 2
City	WINTHROP
State	MA
Zip	02152-1212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	36-2
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3008
Census Tract	180500

Owner

Source: Suffolk County and Winthrop Town City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 IRWIN ST, 2, WINTHROP, MA 02152-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Book / Page	61457 / 195
Record Updated	Jun 8, 2026

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WINTHROP MA
Recording Date	Jul 22, 2019
Property Address	45 IRWIN ST # 2, 2, WINTHROP, MA 02152-1212
Document Number	61457-195
Book / Page	61457 / 195
Instrument Date	Jul 11, 2019
Instrument	59403
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 IRWIN ST # 2, 2, WINTHROP, MA 02152-1212

Mortgage

Document Number	59404
Date	Jul 22, 2019
Instrument	59404

Lender

Name	MELROSE COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2029

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,433.00 (+3.29%)	$623,400 (+4.3%) Building $623,400
2024	$6,228.00 (-0.32%)	$597,700 (+2.36%) Building $597,700	$686,945
2023	$6,248.00	$583,900 Building $583,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 individual policies
Nearby Flood Policies	215 units insured incl. 117 condo units
Nearby Flood Claims	83 (1978–2018)
Claims Outside the SFHA	8 of 83
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 8 claims Coastal Storm, Oct 1991 · 11 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	600 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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