45 Irla Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 45 Irla Dr, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,184 sqft · built 1993
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$278,500 (Jun 2013)
Tax Bill$7,185 (2026)
Flood ZoneZone X (minimal risk)
APNM:027-07600 B:67D L:0

Property Details

APN / Parcel Number

Primary APNM:027-07600 B:67D L:0
Alternative APNs
  • LUDL M:27 B:7600 P:67D
  • 4468

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,184 sqft Living Area
Gross Area3,174 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number4468
Street Address45 IRLA DR
CityLUDLOW
StateMA
Zip01056-3252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPONDVIEW ACRES 04
Legal Block7600
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1003
Census Tract810404

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address45 IRLA DR, LUDLOW, MA 01056-3252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2013 · Amount on File
Deed SaleJun 27, 2013 · Amount on File
Prior SaleJun 27, 2007 · Amount on File
Deed Document Number20134
Deed Book / Page19892 / 104
Transfer Doc18812-476
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,185.00 (+3.11%)$448,800 (+11.75%) Land $98,400 Building $350,400$473,316 (+4.28%)
2025$6,968.00 (+2.17%)$401,600 (+6.53%) Land $89,500 Building $312,100$453,910 (-2.03%)
2024$6,820.00 (+1.41%)$377,000 (+9.37%) Land $89,300 Building $287,700$463,315
2023$6,725.00$344,700 Land $81,700 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1996–2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GoNetspeed, Verizon.

Nearby Properties on Irla Dr

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