Pender County property record for 45 Intracoastal Overlook, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,272 sqft · built 2021 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,035,000 (Apr 2024) |
| Tax Bill | $5,496 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 4213-15-4462-0000 |
| Primary APN | 4213-15-4462-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Lot Area | 22,216 sqft (0.51 acres) |
| Pool Area | 456 sqft |
| Patio Area | 667 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000058332 |
|---|---|
| Old Parcel Number | 4213 15 4462 0000 |
| Street Address | 45 INTRACOASTAL OVERLOOK |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | L28 PB 42/17 HARBOUR VILLAGE |
| Legal Subdivision | HARBOUR VILLAGE |
| Legal Lot Number | 28 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 920201 |
45 Intracoastal Overlook is owned and occupied by an individual who bought it in April 2024.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 45 INTRACOASTAL OVERLOOK, HAMPSTEAD, NC 28443-8068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage THOMAS NELSON ETAL |
| Jul 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Apr 16, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on File |
| Deed Sale | Apr 12, 2024 · Amount on File |
| Prior Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 0013324834 |
| Deed Book / Page | 1332 / 4834 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 12, 2024 |
| Property Address | 45 INTRACOASTAL OVERLOOK, HAMPSTEAD, NC 28443-8068 |
| Document Number | 0048341332 |
| Book / Page | 4834 / 1332 |
| Map Reference | MB 42 PG 17 |
| Instrument Date | Apr 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,070.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10206 N OLDE TOWNE WYND, BELVILLE, NC 28451-8407 |
| Name | Verified Name |
|---|---|
| Address | 45 INTRACOASTAL OVERLOOK, HAMPSTEAD, NC 28443-8068 |
| Document Number | 0048341336 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 4834-1336 |
| Name | THOMAS NELSON ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 12, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 45 INTRACOASTAL OVERLOOK, HAMPSTEAD, NC 28443-8068 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047921539 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 4792/1539 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 16, 2021 |
| Property Address | 45 INTRACOASTAL OVERLOOK, HAMPSTEAD, NC 28443-8068 |
| Document Number | 0047482841 |
| Book / Page | 4748 / 2841 |
| Map Reference | MB 42 PG 17 |
| Instrument Date | Apr 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $398.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 45 Intracoastal Overlook was $5,496.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,496.00 | $983,218 Land $296,453 Building $686,765 | $983,218 Land $296,453 Building $686,765 |
| 2023 | $566,473 Land $221,886 Building $344,587 | $566,473 Land $221,886 Building $344,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Intracoastal Overlook in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 124 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Intracoastal Overlook is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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