45 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 45 Indigo Loop, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	2,867 sqft Living Area
Lot Size	5,500 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2003)
Tax Bill	$3,197.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00E-0040`
Alternative APN	`1069338`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,867 sqft Living Area
Gross Area	4,402 sqft Gross Area
Stories	2 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Lot Area	5,500 sqft (0.126 acres)
Depth X Width	11 ft x 5 ft Depth x Width
Garage Type	Finished Garage
Garage Area	575 sqft Garage
Deck Area	Deck Area
Porch	1 Porch
Porch Area	960 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1069338
Street Address	45 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5251
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK E EMERALD BAY PHASE 1A S/D PB 9-7 AMENDED PB 9-27 OR 2384-458 OR 2492-384
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY 1 A AMENDED
Legal Phase	1A
Legal Block	E
Legal Lot Number	4
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1006
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00E-0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	45 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2003 · Amount on Record
Deed Sale	May 07, 2003 · Amount on Record
Prior Sale	Feb 19, 2002 · Amount on Record
Deed Doc Number	0002492384
Deed Book / Page	2492 / 0384
Prior Transfer Date	Apr 22, 2003
Prior Transfer Doc	758680
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$708,809 (+2.36%) Land $152,950 Building $555,859	$708,809 (+2.36%) Land $152,950 Building $555,859
2024	$3,197.00 (+3.9%)
2023	$3,077.00 (+1.32%) Homeowner's exemption	$692,440 (-0.73%) Land $152,950 Building $539,490	$692,440 (-0.73%) Land $152,950 Building $539,490
2022	$3,037.00 Homeowner's exemption	$697,511 Land $139,286 Building $558,225	$697,511 Land $139,286 Building $558,225

Flood & Wildfire

45 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 2003) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.