Passaic County and Wayne Township property record for 45 Indian Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,874 sqft · built 1958 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Mar 2026) |
| Tax Bill | $11,678 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04303-0000-00081 |
| Primary APN | 14-04303-0000-00081 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,874 sqft Living Area |
|---|
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400669K00002 |
|---|---|
| Street Address | 45 INDIAN RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4303 |
| Legal Lot Number | 81 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records · APN 14-04303-0000-00081
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 INDIAN RD, WAYNE, NJ 07470-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Mar 23, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on Record |
| Deed Sale | Mar 23, 2026 · Amount on Record |
| Prior Sale | Nov 10, 1998 · Amount on Record |
| Deed Document Number | 20268916 |
| Deed Book / Page | 5063 / 16 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 45 INDIAN RD, WAYNE, NJ 07470-4911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000013666 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | M16873/204 |
| Instrument | 2021013666 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 23, 2026 |
| Property Address | 45 INDIAN RD, WAYNE, NJ 07470-4911 |
| Document Number | 0000008916 |
| Book / Page | D5063 / 16 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026008916 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE SOFTPRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 239 PINES LAKE DR E, WAYNE, NJ 07470-5008 |
| Name | Verified Name |
|---|---|
| Address | 45 INDIAN RD, WAYNE, NJ 07470-4911 |
| Document Number | 0000008917 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026008917 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,700 (-) Land $111,800 Building $82,900 | $194,700 (-) Land $111,800 Building $82,900 | |
| 2025 | $11,678.00 (+0.87%) | $194,700 (-) Land $111,800 Building $82,900 | $194,700 (-) Land $111,800 Building $82,900 |
| 2024 | $11,577.00 (+5.17%) | ||
| 2023 | $194,700 Land $111,800 Building $82,900 | $194,700 Land $111,800 Building $82,900 | |
| 2022 | $11,008.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
May also be available: Verizon.
Based on FCC filings for 46 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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