Union County and Roselle Borough property record for 45 Independence Dr, Roselle, NJ 07203
| Property Type | Single Family Home |
|---|---|
| Details | 1,804 sqft · built 1951 |
| Lot Size | 0.144 acres (6,286 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,000 (Apr 2021) |
| Tax Bill | $11,251 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-05801-0000-00012 |
| Primary APN | 14-05801-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,804 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,286 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Account Number | 4360 |
|---|---|
| Street Address | 45 INDEPENDENCE DR |
| City | ROSELLE |
| State | NJ |
| Zip | 07203-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | ADDITIONAL LOTS: DEED 3833. |
| Legal Subdivision | ABRAHAM CLARK VILLAGE SEC 02 |
| Legal Block | 5801 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | ROSELLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 34300 |
Source: Union County and Roselle Borough records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 INDEPENDENCE DR, ROSELLE, NJ 07203-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 18, 2026 | Deed, Transfer TITLE AGENCY, SKYVIEW TITLE AGENCY |
| Apr 20, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2021 · Amount on Record |
| Deed Sale | Apr 20, 2021 · Amount on Record |
| Prior Sale | Dec 30, 1996 · Amount on Record |
| Deed Document Number | 20213833 |
| Deed Book / Page | 6409 / 2722 |
| Last Transfer Date | Aug 17, 2026 |
| Transfer Doc | 0000057241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 25, 2026 |
| Property Address | 45 INDEPENDENCE DR, ROSELLE, NJ 07203-2408 |
| Document Number | 0000097660 |
| Book / Page | 15861 / 2906 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202697660 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45 INDEPENDENCE DR, ROSELLE, NJ 07203-2408 |
| Document Number | 0000097660, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 15861/2906 |
| Instrument | 202697660 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 18, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 45 INDEPENDENCE DR, ROSELLE, NJ 07203-2408 |
| Document Number | 0000057241 |
| Book / Page | 6629 / 2533 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202657241 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE AGENCY, SKYVIEW TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 INDEPENDENCE DR, ROSELLE, NJ 07203-2408 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 20, 2021 |
| Property Address | 45 INDEPENDENCE DR, ROSELLE, NJ 07203-2408 |
| Document Number | 0064092722 |
| Book / Page | 6409 / 2722 |
| Instrument Date | Apr 18, 2021 |
| Instrument | 3833 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3033 E HEBRON PKWY # PKWY1329, PKWY1329, CARROLLTON, TX 75010-4555 |
| Name | Verified Name |
|---|---|
| Address | 45 INDEPENDENCE DR, ROSELLE, NJ 07203-2408 |
| Document Number | 0000010076 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 10076 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Union County and Roselle Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Roselle Borough |
| Unified School District | Roselle Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,000 (-) Land $70,800 Building $52,200 | $123,000 (-) Land $70,800 Building $52,200 | |
| 2025 | $11,251.00 (+5.21%) | $123,000 (-) Land $70,800 Building $52,200 | $123,000 (-) Land $70,800 Building $52,200 |
| 2024 | $10,694.00 (+1.86%) | ||
| 2023 | $123,000 Land $70,800 Building $52,200 | $123,000 Land $70,800 Building $52,200 | |
| 2022 | $10,499.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 66 (1983–2023) |
| Claims Outside the SFHA | 13 of 66 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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