45 Huntgate Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 45 Huntgate Dr, Saint Peters, MO 63376

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,477 sqft · built 2001
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$152,545 (Nov 2001)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T022500040`

Property Details

APN / Parcel Number

Primary APN	`T022500040`
Alternative APN	`2-0066-8853-00-011A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	1,477 sqft
Basement Area	1,431 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T022500040
Street Address	45 HUNTGATE DR
City	SAINT PETERS
State	MO
Zip	63376-4285
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WHITEGATE VILLAS #1 RESUB 11 UNIT 11A
Legal Subdivision	WHITEGATE VILLAS #1 RESUB 11
Legal Lot Number	11A
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311735

Owner

45 Huntgate Dr, a condominium, is owned and occupied by an individual who acquired it in April 2003.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	45 HUNTGATE DR, SAINT PETERS, MO 63376-4285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 16, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2001 · Amount on File
Deed Sale	Nov 5, 2001 · Amount on File
Deed Document Number	200195952
Deed Book / Page	2704 / 332
Last Transfer Date	Apr 29, 2003
Transfer Doc	0000085081
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	45 HUNTGATE DR, SAINT PETERS, MO 63376-4285
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HUNTGATE DR, SAINT PETERS, MO 63376-4285

Mortgage

Document Number	2021R070152
Date	Aug 20, 2021
Instrument	2021R-070152

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	45 HUNTGATE DR, SAINT PETERS, MO 63376-4285
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HUNTGATE DR, SAINT PETERS, MO 63376-4285

Mortgage

Document Number	2021R048692
Date	Jun 8, 2021
Instrument	2021R-048692

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	45 HUNTGATE DR, SAINT PETERS, MO 63376-4285
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069221222
Date	May 22, 2018
Book Page	6922/1222
Instrument	20180522000282430

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	45 HUNTGATE DR, SAINT PETERS, MO 63376-4285
Document Number	0069221241
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HUNTGATE DR ST PETERS MO 633764285, ST PETERS, MO 63376-4285

Mortgage

Document Number	0069221241
Date	May 22, 2018
Book Page	006922/001241
Instrument	282440

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$56,560	$297,682 Building $297,682
2023	$52,674
2022		$277,230 Building $277,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Huntgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Huntgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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