45 Hunter Rd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 45 Hunter Rd, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,988 sqft · built 1986
Lot Size	0.622 acres (27,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$531,000 (Jan 2026)
Tax Bill	$7,949 (2026)
Deeds & Mortgages	Jan 2026 Sale May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:17D-07550 B:34F L:0`

Property Details

APN / Parcel Number

Primary APN	`M:17D-07550 B:34F L:0`
Alternative APNs	`LUDL M:17D B:7550 P:34F` `4445`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
Gross Area	5,461 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,094 sqft (0.622 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4445
Street Address	45 HUNTER RD
City	LUDLOW
State	MA
Zip	01056-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	7550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1001
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 HUNTER RD, LUDLOW, MA 01056-1462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Quit Claim Deed, Transfer
May 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Dec 31, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance JOHN S MESHEAU
Jun 19, 2018	Quit Claim Deed, Transfer MONSON SAVINGS BANK
Sep 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Book / Page	26192 / 148
Prior Transfer Date	Jan 19, 2026
Prior Transfer Doc	026192-148
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 20, 2026
Property Address	45 HUNTER RD, LUDLOW, MA 01056-1462
Document Number	026192-148
Book / Page	26192 / 148
Instrument Date	Jan 19, 2026
Instrument	2604
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 HUNTER RD, LUDLOW, MA 01056-1462

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	May 16, 2022
Property Address	45 HUNTER RD, LUDLOW, MA 01056-1462
Document Number	024549-185
Book / Page	24549 / 185
Instrument Date	May 16, 2022
Instrument	29757
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 MARRINGTON AVE #5101 # 5101, 5101, SHREWSBURY, MA

Mortgage

Document Number	0000029758
Date	May 16, 2022
Instrument	29758

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	45 HUNTER RD, LUDLOW, MA 01056-1462
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22506-235
Date	Dec 31, 2018
Book Page	22506/235
Instrument	77715

Lender

Name	JOHN S MESHEAU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 19, 2018
Property Address	45 HUNTER RD, LUDLOW, MA 01056-1462
Document Number	22224-386
Book / Page	22224 / 386
Instrument	34102
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HUNTER RD, LUDLOW, MA 01056-1462

Mortgage

Document Number	222240389
Date	Jun 19, 2018
Instrument	22224/0389

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 1, 2017
Property Address	45 HUNTER RD, LUDLOW, MA 01056-1462
Document Number	21844-289
Book / Page	021844 / 000289
Instrument Date	Aug 31, 2017
Instrument	51936
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HUNTER RD LUDLOW MA 010561462, LUDLOW, MA 01056-1462

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,949.00 (+1.47%)	$496,500 (+9.97%) Land $130,900 Building $365,600	$516,561 (+8.19%)
2025	$7,834.00 (+2.41%)	$451,500 (+6.76%) Land $119,000 Building $332,500	$477,470 (-8.37%)
2024	$7,650.00 (+12.29%)	$422,900 (+21.11%) Land $120,100 Building $302,800	$521,075
2023	$6,813.00	$349,200 Land $105,400 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hunter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures