45 Hunter Ln, Morehead, KY 40351 Property Records

Rowan County property record for 45 Hunter Ln, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 652 sqft
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2023)
Tax Bill	$837 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-00 00 011.00`

Property Details

APN / Parcel Number

Primary APN	`012-00 00 011.00`
Alternative APNs	`6822` `6823` `2432`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	652 sqft Living Area

Exterior

Architectural Style	A-Frame
Construction Type	Adobe
Foundation Type	Block
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	2432
Street Address	45 HUNTER LN
City	MOREHEAD
State	KY
Zip	40351-7961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE AND LOT HUNTERS LANE
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3010
Census Tract	950201

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 HUNTER LN, MOREHEAD, KY 40351-7961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Deed Document Number	2025056
Deed Book / Page	D288 / 882
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 7, 2023
Property Address	45 HUNTER LN, MOREHEAD, KY 40351-7961
Document Number	00D288/882
Book / Page	D288 / 882
Instrument Date	Sep 5, 2023
Instrument	2025056
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 HUNTER LN, MOREHEAD, KY 40351-7961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HUNTER LN, MOREHEAD, KY 40351-7961

Mortgage

Document Number	0002025058
Date	Sep 7, 2023
Instrument	2025058

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 (+89.8%)	$100,000 (+1.91%) Land $15,000 Building $85,000	$100,000 (+1.91%) Land $15,000 Building $85,000
2023	$441.00 (+1,060.53%) Disabled Person's exemption	$98,130 (+118.07%) Land $15,000 Building $83,130	$98,130 (+118.07%) Land $15,000 Building $83,130
2022	$38.00 Disabled Person's exemption	$45,000 Land $10,000 Building $35,000	$45,000 Land $10,000 Building $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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