45 Hummingbird Rd, Covington, LA 70433 Property Records

St. Tammany Parish property record for 45 Hummingbird Rd, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,923 sqft · built 2015
Owner	Individual Name on File
Last Sale	$217,000 (Jan 2022)
Tax Bill	$8,790 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Sale + 1 more
APN	`104-813-2405`

Property Details

APN / Parcel Number

Primary APN	`104-813-2405`
Alternative APN	`11605`

Interior

Building Area	3,923 sqft Living Area

Exterior

Year Built	Built 2015
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 HUMMINGBIRD RD
City	COVINGTON
State	LA
Zip	70433-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCHEFUNCTA CLUB ESTATES (GOLF COURSE LOT) LT582A PH2
Legal Subdivision	TCHEFUNCTA CLUB ESTATES PH 2
Legal Phase	2
Legal Lot Number	582A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2018
Census Tract	40601

Owner

45 Hummingbird Rd is owned and occupied by an individual who bought it in January 2022.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	45 HUMMINGBIRD RD, COVINGTON, LA 70433-4505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jan 31, 2022	Cash Sale Deed, Transfer
Feb 26, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	2312792
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	45 HUMMINGBIRD RD, COVINGTON, LA 70433-4505
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002256432
Date	Mar 5, 2021
Instrument	2256432

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 31, 2022
Property Address	45 HUMMINGBIRD RD, COVINGTON, LA 70433-4505
Document Number	0002312792
Map Reference	FILE 6079
Instrument Date	Jan 27, 2022
Instrument	2312792
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 PINECREST DR, COVINGTON, LA 70433-4413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HUMMINGBIRD RD, COVINGTON, LA 70433-4505

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 26, 2021
Property Address	45 HUMMINGBIRD RD, COVINGTON, LA 70433-4505
Document Number	0002255130
Map Reference	MAP 5100D
Instrument Date	Feb 26, 2021
Instrument	2255130
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 E 15TH AVE, COVINGTON, LA 70433-3430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HUMMINGBIRD RD, COVINGTON, LA 70433-4505

Mortgage

Document Number	0002255132
Date	Feb 26, 2021
Instrument	2255132

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Hummingbird Rd was $8,790 with a homeowner's exemption, up 3% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,790.00 (+2.99%) Homeowner's exemption	$82,836 (+5.02%) Land $26,200 Building $56,636	$828,364 (+5.02%) Land $262,000 Building $566,364
2024	$8,535.00 (-6.84%) Homeowner's exemption	$78,876 (+0.89%) Land $26,200 Building $52,676	$788,764 (+0.89%) Land $262,000 Building $526,764
2023	$9,162.00 Homeowner's exemption	$78,179 (-) Land $16,380 Building $61,799	$781,790 (+5.08%) Land $163,800 Building $617,990
2022	$9,162.00 Homeowner's exemption	$78,179 Land $16,380 Building $61,799	$743,990 Land $126,000 Building $617,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 45 Hummingbird Rd; there have been 132 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Hummingbird Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 77% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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