45 Hudson Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 45 Hudson Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,524 sqft · built 1938
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$438,500 (Aug 2020)
Tax Bill	$12,299 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00046-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`64-00046-0000-00008`
Alternative APN	`640004600008`

Interior

Stories	2 Stories
Building Area	1,524 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Stucco
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	45 HUDSON AVE
City	WALDWICK
State	NJ
Zip	07463-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	60X100
Legal Subdivision	RIDGEWALD HLNDS
Legal Block	46
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3013
Census Tract	56100

Owner

45 Hudson Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 HUDSON AVE, WALDWICK, NJ 07463-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Deed Document Number	202077866
Deed Book / Page	3681 / 1729
Record Updated	Oct 29, 2026

August 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 26, 2020
Property Address	45 HUDSON AVE, WALDWICK, NJ 07463-2317
Document Number	0036811729
Book / Page	3681 / 1729
Instrument Date	Jun 22, 2020
Instrument	20-077866
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,660.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 HUDSON AVE, 45, WALDWICK, NJ 07463-2317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 HUDSON AVE, WALDWICK, NJ 07463-2317

Mortgage

Document Number	20077867
Date	Aug 26, 2020
Instrument	20-077867

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45 Hudson Ave was $12,299, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,900 (-) Land $288,000 Building $247,900	$535,900 (-) Land $288,000 Building $247,900
2025	$12,299.00 (+3.67%)	$535,900 Land $288,000 Building $247,900	$535,900 Land $288,000 Building $247,900
2024	$11,864.00
2023		$382,100 Land $234,000 Building $148,100	$382,100 Land $234,000 Building $148,100
2022	$10,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Hudson Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Hudson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20