45 Hubbard St, Lenox, MA 01240 Property Records

Berkshire County and Lenox Town property record for 45 Hubbard St, Lenox, MA 01240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,841 sqft · built 1900
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on Record
Last Sale	$307,000 (Apr 2019)
Tax Bill	$4,181 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2019 Sale & Mortgage
APN	`LENO M:47 B:020 P:0000 U:00`

Property Details

APN / Parcel Number

Primary APN	`LENO M:47 B:020 P:0000 U:00`
Alternative APN	`2248`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,841 sqft Living Area
Gross Area	3,183 sqft
Basement Area	936 sqft
Unfinished Basement	905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	2248
Street Address	45 HUBBARD ST
City	LENOX
State	MA
Zip	01240-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	20
Jurisdiction	LENOX MA
Township / Civil Division	LENOX
Census Block Group	5
Census Block	5010
Census Tract	913100

Owner

Source: Berkshire County and Lenox Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	31 HUBBARD ST, LENOX, MA 01240-2329
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY EQUITY LLC
Apr 1, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Nov 9, 2007 · Amount on Record
Deed Document Number	2019939535
Last Transfer Date	Aug 5, 2024
Transfer Doc	007679-126
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOX MA
Property Address	45 HUBBARD ST, LENOX, MA 01240-2331
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6884-1
Date	Apr 14, 2021
Book Page	6884/1
Instrument	975692

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LENOX MA
Recording Date	Apr 1, 2019
Property Address	45 HUBBARD ST, LENOX, MA 01240-2331
Document Number	6378-25
Book / Page	6378 / 25
Instrument Date	Apr 1, 2019
Instrument	939535
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CROSS BROOK RD, NEWTOWN, CT 06470-1733

Mortgage

Document Number	939536
Date	Apr 1, 2019
Instrument	939536

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkshire County and Lenox Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Lenox Town
Unified School District	Lenox School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,181.00 (+14.45%)	$424,500 (+5.18%) Land $162,300 Building $262,200	$497,945
2025	$3,653.00 (+5.76%)	$403,600 (+5.99%) Land $162,300 Building $241,300
2024	$3,454.00 (-1.48%)	$380,800 (-0.52%) Land $153,100 Building $227,700
2023	$3,506.00	$382,800 Land $144,400 Building $238,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LENOX DPW WATER DIVISION serves 9,800 people · EPA ID MA1152000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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