45 Hoyle St, Marion, NC 28752 Property Records

McDowell County property record for 45 Hoyle St, Marion, NC 28752

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,872 sqft · built 1930
Lot Size0.669 acres (29,160 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Sep 2025)
Tax Bill$847 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN1701-10-25-9313

Property Details

APN / Parcel Number

Primary APN1701-10-25-9313
Alternative APNs
  • 23265586
  • 76576

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,872 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area29,160 sqft (0.669 acres)
Lot Dimensions120 ft deep x 243 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number76576
Street Address45 HOYLE ST
CityMARION
StateNC
Zip28752-4498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.67 AC LOTS 1 - 3 BLK B CROSS MILL PB 4/278
Legal BlockB
Legal Lot Number1-3 2
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group2
Census Block2009
Census Tract970500

Owner

Source: McDowell County records · APN 1701-10-25-9313

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address45 HOYLE ST, MARION, NC 28752-4498
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 27, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2025 · Amount on Record
Deed SaleSep 09, 2025 · Amount on Record
Prior SaleOct 27, 2023 · Amount on Record
Deed Document Number2025004409
Deed Book / Page1513 / 420
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateSep 09, 2025
Property Address45 HOYLE ST, MARION, NC 28752-4498
Document Number0015130420
Book / Page1513 / 420
Map ReferenceMB 44 PG 42
Instrument DateSep 09, 2025
Instrument2025004409
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 831, MARION, NC 28752-0831

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 HOYLE ST, MARION, NC 28752-4498

Mortgage

Document Number2025004410
DateSep 09, 2025
Instrument2025004410
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateOct 27, 2023
Property Address45 HOYLE ST, MARION, NC 28752-4498
Document Number0014510104
Book / Page1451 / 104
Map ReferenceMB 4 PG 278
Instrument DateOct 24, 2023
Instrument2023005076
Transaction TypeTransfer
Record UpdatedJan 09, 2024

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address364 CALIFORNIA AVE, MARION, NC 28752-9311

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 831, MARION, NC 28752-0831

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityMarion City
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$847.00$141,780 (-) Land $30,000 Building $111,780
2023$847.00$141,780 Land $30,000 Building $111,780$141,780 Land $30,000 Building $111,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), as of December 13, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Optimum Communications.

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0156010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MARION
serves 9,362 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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