Norfolk County and Needham Town property record for 45 Howland St, Needham, MA 02492 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 742 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2015) |
| Tax Bill | $9,799.00 (2025) |
| Primary APN | M:0410001400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 742 sqft Living Area |
| Gross Area | 1,484 sqft Gross Area |
| 1st Floor | 742 sqft 1st Floor |
| Basement Area | 742 sqft Basement |
| Unfinished Basement | 742 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Detached Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 45 HOWLAND ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-2901 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 14 |
| Jurisdiction | NEEDHAM MA |
| Minor Civil Division | NEEDHAM |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 403300 |
Source: Norfolk County and Needham Town records · APN M:0410001400000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HOWLAND ST, NEEDHAM, MA 02492-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Line of Credit DISCOVER BANK |
| Jun 01, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) SALEM FIVE MTG CO |
| Jul 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance SALEM FIVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on Record |
| Deed Sale | Apr 30, 2015 · Amount on Record |
| Prior Sale | Apr 10, 2009 · Amount on Record |
| Deed Book / Page | 33086 / 267 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 45 HOWLAND ST, NEEDHAM, MA 02492-2901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0040140-68 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 40140/68 |
| Instrument | 153652 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 45 HOWLAND ST, NEEDHAM, MA 02492-2901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35158-237 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 35158/237 |
| Instrument | 47911 |
| Name | SALEM FIVE MTG CO |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 45 HOWLAND ST, NEEDHAM, MA 02492-2901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38098-356 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 38098/356 |
| Instrument | 68960 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,799.00 (+22.96%) | $924,400 (+51.27%) Land $664,500 Building $259,900 | $915,325 (+1.98%) |
| 2024 | $897,560 | ||
| 2023 | $7,969.00 | $611,100 Land $482,600 Building $128,500 |
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