Barnstable County and Wellfleet Town property record for 45 Howland Ln, Wellfleet, MA 02667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 1995 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $899,000 (Sep 2023) |
| Tax Bill | $6,268 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WELL M:014.0 B:0075 L:0000.0 |
| Primary APN | WELL M:014.0 B:0075 L:0000.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1101 |
|---|---|
| Street Address | 45 HOWLAND LN |
| City | WELLFLEET |
| State | MA |
| Zip | 02667-7304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Block | 75 |
| Jurisdiction | WELLFLEET MA |
| Township / Civil Division | WELLFLEET |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10206 |
45 Howland Ln is owned by two individuals who bought it in September 2023.
Source: Barnstable County and Wellfleet Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 CONTINENTAL RD, CORNWALL, NY 12518-2119 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CAPE COD COOPERATIVE BANK |
| Sep 28, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on File |
| Deed Sale | Sep 28, 2023 · Amount on File |
| Deed Book / Page | 36007 / 167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLFLEET MA |
| Property Address | 45 HOWLAND LN, WELLFLEET, MA 02667-7304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 036919-108 |
|---|---|
| Date | Apr 11, 2025 |
| Book Page | 36919/108 |
| Instrument | 14227 |
| Name | CAPE COD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WELLFLEET MA |
| Recording Date | Sep 28, 2023 |
| Property Address | 45 HOWLAND LN, WELLFLEET, MA 02667-7304 |
| Document Number | 036007-167 |
| Book / Page | 36007 / 167 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 38319 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 131 CONTINENTAL RD, CORNWALL, NY 12518-2119 |
| Document Number | 0000038320 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 38320 |
| Name | CAPE COD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Howland Ln was $6,268, down 3% from the year before.
Source: Barnstable County and Wellfleet Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Wellfleet Town |
| Secondary School District | Nauset School District (06 - 12) |
| Elementary School District | Wellfleet School District (KG - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,268.00 (-3.03%) | $881,600 (-6.85%) Land $463,500 Building $418,100 | $1,049,845 |
| 2024 | $6,464.00 (+13.05%) | $946,400 (+15.19%) Land $441,400 Building $505,000 | |
| 2023 | $5,718.00 | $821,600 Land $374,100 Building $447,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Howland Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 7 condo units |
| Nearby Flood Claims | 14 (1978–2018) |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Howland Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures