Androscoggin County and Auburn City property record for 45 Howe St, Auburn, ME 04210
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,250 sqft · built 1910 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,900 (Jul 2020) |
| Tax Bill | $2,826 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | AUBN M:217 L:060 |
| Primary APN | AUBN M:217 L:060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 2,225 sqft |
| Basement Area | 300 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 42,253 sqft (0.97 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3946 |
|---|---|
| Street Address | 45 HOWE ST |
| City | AUBURN |
| State | ME |
| Zip | 04210-4027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 60 |
| Jurisdiction | AUBURN ME |
| Township / Civil Division | AUBURN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10800 |
45 Howe St is owned and occupied by an individual who bought it in July 2020.
Source: Androscoggin County and Auburn City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HOWE ST, AUBURN, ME 04210-4027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit DOWN EAST CREDIT UNION |
| Jul 8, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance NORTHEAST HOME LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Nov 25, 2008 · Amount on File |
| Deed Document Number | 202012443 |
| Deed Book / Page | 10418 / 206 |
| Prior Transfer Date | Jun 23, 2020 |
| Prior Transfer Doc | 0104180206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUBURN ME |
| Property Address | 45 HOWE ST, AUBURN, ME 04210-4027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0114200314 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 11420/314 |
| Instrument | 12357 |
| Name | DOWN EAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AUBURN ME |
| Recording Date | Jul 8, 2020 |
| Property Address | 45 HOWE ST, AUBURN, ME 04210-4027 |
| Document Number | 0104180206 |
| Book / Page | 10418 / 206 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 12443 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 HOWE ST, AUBURN, ME 04210-4027 |
| Document Number | 12444 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 12444 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Howe St was $2,826, up 2.8% from the year before.
Source: Androscoggin County and Auburn City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Androscoggin County |
| Municipality | Auburn City |
| Unified School District | Auburn (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,826.00 (+2.84%) | $123,500 (-) Land $36,400 Building $87,100 |
| 2024 | $2,748.00 (+9%) | $123,500 (+11.46%) Land $36,400 Building $87,100 |
| 2023 | $2,521.00 | $110,800 (-) Land $32,400 Building $78,400 |
| 2022 | $2,521.00 | $110,800 Land $32,400 Building $78,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Howe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1987–2017) |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Howe St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER DISTRICT serves 17,245 people · EPA ID ME0090070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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