45 Howard Dr, Middletown, NY 10941 Property Records

Orange County and Wallkill Town property record for 45 Howard Dr, Middletown, NY 10941 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,132 sqft · built 1969
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,827 (2024)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`335200 25-11-3`

Property Details

APN / Parcel Number

Primary APN	`335200 25-11-3`
Alternative APNs	`520002500000110030000000` `25-11-3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,204 sqft
2nd Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	626 sqft
Gazebo	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25-11-3
Street Address	45 HOWARD DR
City	MIDDLETOWN
State	NY
Zip	10941-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK R SEC A PANORAM
Legal Block	11
Legal Lot Number	3.000
Jurisdiction	ORANGE NY
Township / Civil Division	WALLKILL
Census Block Group	1
Census Block	1003
Census Tract	11101

Owner

Source: Orange County and Wallkill Town records · APN 335200 25-11-3

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 HOWARD DR, MIDDLETOWN, NY 10941-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 HOWARD DR, MIDDLETOWN, NY 10941-1030
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008610
Date	Feb 01, 2018
Book Page	0000014356/0000000968
Instrument	20180008610

Lender

Name	MANUFACTURERS AND TRADERS TRUST CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Wallkill Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Wallkill Town
Unified School District	Pine Bush Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,000 (-) Land $16,600 Building $41,400	$459,600 (+14.9%)
2024	$8,827.00
2023		$58,000 (-) Land $16,600 Building $41,400	$400,000 (+10.5%) Land $114,483 Building $285,517
2022		$58,000 Land $16,600 Building $41,400	$362,000 Land $103,607 Building $258,393

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710111011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 411 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Greenlight Networks Holding, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.