45 Howard Ave, Edison, NJ 08837 Property Records

Middlesex County and Edison Township property record for 45 Howard Ave, Edison, NJ 08837

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1960
Lot Size	0.303 acres (13,199 sqft)
Owner	Company Name on Record
Last Sale	$181,500 (Aug 2001)
Tax Bill	$7,956 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00796-0000-00018-01`

Property Details

APN / Parcel Number

Primary APN	`05-00796-0000-00018-01`
Alternative APNs	`05 00796-0000-00018-A` `0500796000000018000A` `00022806`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	200 ft deep x 66 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	45 HOWARD AVE
City	EDISON
State	NJ
Zip	08837-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	66X200
Legal Block	796
Legal Lot Number	18.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3033
Census Tract	1805

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 HOWARD AVE, EDISON, NJ 08837-3433
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FCU
Jun 26, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2001 · Amount on Record
Deed Sale	Aug 15, 2001 · Amount on Record
Deed Book / Page	4942 / 805
Last Transfer Date	Jun 26, 2017
Transfer Doc	0007120318
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 HOWARD AVE, EDISON, NJ 08837-3433
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037037
Date	May 16, 2019
Book Page	17499/0861
Instrument	2019037037

Lender

Name	UNITED TELETECH FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 HOWARD AVE, EDISON, NJ 08837-3433
Document Number	0000015114
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	NORTHSTAR SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 HOWARD AVE EDISON NJ 088373433, EDISON, NJ 08837-3433

Mortgage

Document Number	0000015114
Date	Jul 12, 2017
Book Page	016822/000163
Instrument	15114

Lender

Name	FINANCIAL FREEDOM MTG
Address	MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,700 (-) Land $83,000 Building $50,700	$133,700 (-) Land $83,000 Building $50,700
2025	$7,956.00 (-0.04%)	$133,700 (-) Land $83,000 Building $50,700	$133,700 (-) Land $83,000 Building $50,700
2024	$7,959.00 (+0.51%)
2023		$133,700 Land $83,000 Building $50,700	$133,700 Land $83,000 Building $50,700
2022	$7,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2012)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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