45 Horizon Dr, Cranston, RI 02921 Property Records

Cranston City property record for 45 Horizon Dr, Cranston, RI 02921

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,404 sqft · built 1986
Lot Size	0.59 acres (25,719 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Nov 2020)
Tax Bill	$13,222 (2025)
Deeds & Mortgages	Jul 2023 Refinance Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:27-1 L:258 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:27-1 L:258 U`
Alternative APNs	`M:27=1 L:258 U` `21090900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,404 sqft Living Area
Gross Area	6,988 sqft
1st Floor Area	2,554 sqft
Basement Area	1,584 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,719 sqft (0.59 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	21090900
Street Address	45 HORIZON DR
City	CRANSTON
State	RI
Zip	02921-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A20
Legal Lot Number	258
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	2
Census Block	2044
Census Tract	14501

Owner

Source: Cranston City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 HORIZON DR, CRANSTON, RI 02921-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 18, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Jul 16, 2020	Foreclosure WILLIAM J CANNING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	2020152500
Deed Book / Page	6100 / 57
Transfer Doc	4382-105
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	45 HORIZON DR, CRANSTON, RI 02921-2206
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006675-99
Date	Jul 19, 2023
Book Page	6675/99
Instrument	66080

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Nov 18, 2020
Property Address	45 HORIZON DR, CRANSTON, RI 02921-2206
Document Number	6100-57
Book / Page	6100 / 57
Instrument Date	Nov 16, 2020
Instrument	152500
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 HORIZON DR, CRANSTON, RI 02921-2206

Mortgage

Document Number	152510
Date	Nov 18, 2020
Instrument	152510

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	CRANSTON RI
Recording Date	Jul 16, 2020
Property Address	45 HORIZON DR, CRANSTON, RI 02921-2206
Document Number	6009-207
Book / Page	006009 / 000207
Instrument Date	Nov 1, 2019
Instrument	84110
Transaction Type	Foreclosure
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2077 ELMWOOD AVE WARWICK RI 028882405, WARWICK, RI 02888-2405

Mortgage

Document Number	6009-217
Date	Jul 16, 2020
Book Page	006009/000217
Instrument	84130

Lender

Name	WILLIAM J CANNING LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,222.00 (+12%)	$952,600 (+52.51%) Land $165,400 Building $787,200
2023	$11,805.00 (+2.11%)	$624,600 (-) Land $122,700 Building $501,900
2022	$11,561.00	$624,600 Land $122,700 Building $501,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1986–2013)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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