45 Horace Ct, Bunker Hill, WV 25413 Property Records

Berkeley County property record for 45 Horace Ct, Bunker Hill, WV 25413

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,691 sqft · built 2021
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$227,351 (Dec 2021)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-14E-0081.0000`

Property Details

APN / Parcel Number

Primary APN	`07-14E-0081.0000`
Alternative APNs	`02-07-14E-0081.0000` `07246260`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,691 sqft Living Area
1st Floor Area	640 sqft
Basement Area	371 sqft
Finished Basement	371 sqft

Exterior

Year Built	Built 2021
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07246260
Street Address	45 HORACE CT
City	BUNKER HILL
State	WV
Zip	25413-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.08AC LOT 93 SEC 4 MCCAULEY CROSSING
Legal Lot Number	93
Jurisdiction	BERKELEY WV
Township / Civil Division	SHENANDOAH
Census Block Group	1
Census Block	1013
Census Tract	972101

Owner

45 Horace Ct is owned and occupied by an individual who bought it in December 2021.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	45 HORACE CT, BUNKER HILL, WV 25413-3600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	20210048048
Deed Book / Page	1373 / 619
Record Updated	Jun 8, 2026

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Dec 29, 2021
Property Address	45 HORACE CT, BUNKER HILL, WV 25413-3600
Document Number	001373/619
Book / Page	1373 / 619
Map Reference	CAB 20 SL 165 166
Instrument Date	Dec 23, 2021
Instrument	20210048048
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,751.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HORACE CT, BUNKER HILL, WV 25413-3600

Mortgage

Document Number	0003839/13
Date	Dec 29, 2021
Book Page	3839/13
Instrument	20210048049

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Horace Ct was $1,703.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00	$140,100 Land $36,120 Building $103,980	$233,500 Land $60,200 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Horace Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Horace Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20