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45 Hoover St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 45 Hoover St, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 986 sqft · built 1936
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Feb 2026)
Tax Bill$3,503 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:59 L:40

Property Details

APN / Parcel Number

Primary APNDRAC M:59 L:40
Alternative APNs
  • M:0059 B:0000 L:0040
  • 576516

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area986 sqft Living Area
Gross Area1,968 sqft
1st Floor Area986 sqft
Basement Area850 sqft
Unfinished Basement850 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number576516
Street Address45 HOOVER ST
CityDRACUT
StateMA
Zip01826-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number40
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group1
Census Block1001
Census Tract314102

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:59 L:40

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 HOOVER ST, DRACUT, MA 01826-4522
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 24, 2026 · Amount on Record
Deed SaleFeb 24, 2026 · Amount on Record
Prior SaleMar 09, 2012 · Amount on Record
Deed Book / Page39877 / 242
Transfer Doc2045000287
Record UpdatedSep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateFeb 24, 2026
Property Address45 HOOVER ST, DRACUT, MA 01826-4522
Document Number039877-242
Book / Page39877 / 242
Instrument DateFeb 17, 2026
Instrument5285
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address45 HOOVER ST, DRACUT, MA 01826-4522

Mortgage

Document Number0000005286
DateFeb 24, 2026
Instrument5286
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Mortgage

Document Number039877-264
DateFeb 24, 2026
Book Page39877/264
Instrument5287
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term181 Months
DueMar 01, 2041

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,503.00 (+5.42%)$346,100 (+8.84%) Land $161,900 Building $184,200$437,950 (+8.47%)
2024$3,323.00 (-3.68%)$318,000 (+6.75%) Land $154,200 Building $163,800$403,750
2023$3,450.00$297,900 Land $134,100 Building $163,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1987–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2010 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Based on FCC filings for 362 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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