45 Homespun Rd, Sylva, NC 28779 Property Records

Jackson County property record for 45 Homespun Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,756 sqft · built 1977
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7672-28-4426`

Property Details

APN / Parcel Number

Primary APN	`7672-28-4426`
Alternative APNs	`7672285234` `162874`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,756 sqft Heated Area
1st Floor Area	1,756 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	45 HOMESPUN RD
City	SYLVA
State	NC
Zip	28779-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1 OFF US 74 E
Legal Tract	1
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	1
Census Block	1034
Census Tract	950200

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 HOMESPUN RD, SYLVA, NC 28779-7509
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 28, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage JACKSON SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 23, 2023
Transfer Doc	0023581429
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 4, 2026
Property Address	45 HOMESPUN RD, SYLVA, NC 28779-7509
Document Number	2425000665
Book / Page	2425 / 665
Instrument Date	Aug 3, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	45 HOMESPUN RD, SYLVA, NC 28779-7509

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 28, 2023
Property Address	45 HOMESPUN RD, SYLVA, NC 28779-7509
Document Number	0023581429
Book / Page	2358 / 1429
Instrument Date	Jun 23, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HOMESPUN RD, SYLVA, NC 28779-7509

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	45 HOMESPUN RD, SYLVA, NC 28779-7509
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023301279
Date	Mar 29, 2022
Book Page	2330/1279

Lender

Name	JACKSON SAVINGS BANK SSB
Type	Bank
Address	SYLVA, NC 28779

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,204 (-) Land $48,440 Building $397,764
2025	$1,695.00 (+58.41%)	$446,204 (+58.37%) Land $48,440 Building $397,764
2023	$1,070.00 (-10.46%)	$281,750 (-) Land $44,600 Building $237,150
2022	$1,195.00	$281,750 Land $44,600 Building $237,150

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum.

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