Penobscot County and Brewer City property record for 45 Holyoke St, Brewer, ME 04412
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,406 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $353,000 (Aug 2026) |
| Tax Bill | $3,912 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-022 |
| Primary APN | 33-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| Gross Area | 5,964 sqft |
| 1st Floor Area | 1,203 sqft |
| Attic | Attic |
| Attic Area | 1,203 sqft |
| Basement Area | 1,587 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 45 HOLYOKE ST |
|---|---|
| City | BREWER |
| State | ME |
| Zip | 04412-1905 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HDR |
| Legal Lot Number | 22 |
| Jurisdiction | BREWER ME |
| Township / Civil Division | BREWER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 4300 |
45 Holyoke St, a duplex, is owned and occupied by an individual who bought it in August 2026.
Source: Penobscot County and Brewer City records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HOLYOKE ST, BREWER, ME 04412-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Sep 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MACHIAS SAVINGS BANK |
| Nov 23, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage MACHIAS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Prior Sale | Nov 23, 2020 · Amount on File |
| Deed Document Number | 202623408 |
| Deed Book / Page | 17991 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREWER ME |
| Recording Date | Aug 25, 2026 |
| Property Address | 45 HOLYOKE ST, BREWER, ME 04412-1905 |
| Document Number | 0000023408 |
| Book / Page | 17991 / 323 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202623408 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 HOLYOKE ST, BREWER, ME 04412-1905 |
| Date | Aug 25, 2026 |
|---|
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 45 HOLYOKE ST, BREWER, ME 04412-1905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0166290021 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 16629/21 |
| Instrument | 27602 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREWER ME |
| Recording Date | Nov 23, 2020 |
| Property Address | 45 HOLYOKE ST, BREWER, ME 04412-1905 |
| Document Number | 0158000001 |
| Book / Page | 15800 / 1 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 39341 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | KENNEBEC RD, HAMPDEN, ME |
| Document Number | 0000039342 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 39342 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Holyoke St was $3,912, up 1.2% from the year before.
Source: Penobscot County and Brewer City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Brewer City |
| Unified School District | Brewer (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,912.00 (+1.16%) | $254,000 (+23.48%) Land $26,900 Building $227,100 |
| 2024 | $3,867.00 (+3.26%) | $205,700 (+10.41%) Land $26,900 Building $178,800 |
| 2023 | $3,745.00 | $186,300 Land $24,900 Building $161,400 |
| 2021 | $3,619.00 | $162,300 Land $24,700 Building $137,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Holyoke St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Holyoke St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures