45 Hillside Ter, Summit, NJ 07901 Property Records

Union County and New Providence Borough property record for 45 Hillside Ter, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,541 sqft · built 1958
Lot Size	0.563 acres (24,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2017)
Tax Bill	$19,610 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00262-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`11-00262-0000-00026`
Alternative APNs	`110026200026` `00288800`

Interior

Stories	1 Story
Building Area	2,541 sqft Living Area
1st Floor Area	2,541 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	24,524 sqft (0.563 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00288800
Street Address	45 HILLSIDE TER
City	SUMMIT
State	NJ
Zip	07901-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SEVEN OAKS SEC 01
Legal Block	262
Legal Lot Number	26
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	3
Census Block	3010
Census Tract	38101

Owner

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 HILLSIDE TER, SUMMIT, NJ 07901-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 17, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	2017285416
Prior Transfer Date	Aug 25, 2015
Prior Transfer Doc	0061200965
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	45 HILLSIDE TER, SUMMIT, NJ 07901-4117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148322612
Date	Dec 8, 2020
Book Page	14832/2612
Instrument	705409

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 17, 2017
Property Address	45 HILLSIDE TER, SUMMIT, NJ 07901-4117
Document Number	0061830067
Book / Page	006183 / 000067
Instrument Date	Apr 11, 2017
Instrument	285416
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 HILLSIDE TER SUMMIT NJ 079014117, SUMMIT, NJ 07901-4117

Mortgage

Document Number	142590112
Date	Apr 17, 2017
Book Page	014259/000112
Instrument	639230

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,100 (-) Land $184,100 Building $190,000	$374,100 (-) Land $184,100 Building $190,000
2025	$19,610.00 (+1.55%)	$374,100 (-) Land $184,100 Building $190,000	$374,100 (-) Land $184,100 Building $190,000
2024	$19,311.00 (+4.54%)
2023		$374,100 Land $184,100 Building $190,000	$374,100 Land $184,100 Building $190,000
2022	$18,473.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1978–2025)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Hillside Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures