45 Hillside Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 45 Hillside Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,648 sqft · built 1956
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-017202`

Property Details

APN / Parcel Number

Primary APN	`02-017202`
Alternative APNs	`2017202` `017202`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
View / Lot	Waterfront
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017202
Street Address	45 HILLSIDE DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	25,507 SF 45 HILLSIDE DR PRINCE FREDERICK
Legal Subdivision	DARES BEACH SUBDIVISION
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1029
Census Tract	860502

Owner

Source: Calvert County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 HILLSIDE DR, PRINCE FREDERICK, MD 20678-4306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 1996
Deed Sale	Dec 16, 1996
Deed Document Number	1996971574
Deed Book / Page	917 / 201
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 25, 2026
Property Address	45 HILLSIDE DR, PRINCE FREDERICK, MD 20678-4306
Document Number	6925000455
Book / Page	6925 / 455
Instrument Date	Jul 7, 2025
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	45 HILLSIDE DR, PRINCE FREDERICK, MD 20678-4306

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	45 HILLSIDE DR, PRINCE FREDERICK, MD 20678-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051500053
Date	Feb 26, 2018
Book Page	5150/053

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	May 31, 2019
Property Address	45 HILLSIDE DR, PRINCE FREDERICK, MD 20678-4306
Document Number	0053660288
Book / Page	005366 / 000288
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 458 PRINCE FREDERICK MD 206780458, PRINCE FREDERICK, MD 20678-0458

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00 (+17.77%) Homeowner's exemption	$364,633 (+8.91%)	$393,700 (+12.45%) Land $165,600 Building $228,100
2023	$3,478.00 Homeowner's exemption	$334,800	$350,100 Land $165,600 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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