45 Hillcrest Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 45 Hillcrest Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,302 sqft · built 1935
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Apr 2015)
Tax Bill	$10,562 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-01734-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`14-01734-0000-00015`
Alternative APNs	`1400560A00008` `140173400015`

Interior

Building Area	1,302 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Lot Area	6,447 sqft (0.148 acres)

Location & Zoning

Old Parcel Number	1400560A00008
Street Address	45 HILLCREST DR
City	WAYNE
State	NJ
Zip	07470-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HILLCREST
Legal Block	1734
Legal Lot Number	15
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3014
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 HILLCREST DR, WAYNE, NJ 07470-5730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2015 · Amount on Record
Deed Sale	Apr 29, 2015 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Document Number	201518860
Deed Book / Page	2620 / 99
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	45 HILLCREST DR, WAYNE, NJ 07470-5730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TECHNO TTL & ABSTRACT AGCY L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036818
Date	Aug 13, 2020
Book Page	M16330/248
Instrument	2020036818

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	45 HILLCREST DR, WAYNE, NJ 07470-5730
Document Number	0000056734
Instrument Date	Nov 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HILLCREST DR WAYNE NJ 074705730, WAYNE, NJ 07470-5730

Mortgage

Document Number	0000056734
Date	Nov 21, 2017
Book Page	014782/000154
Instrument	56734

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,100 (-) Land $106,800 Building $69,300	$176,100 (-) Land $106,800 Building $69,300
2025	$10,562.00 (+0.88%)	$176,100 (-) Land $106,800 Building $69,300	$176,100 (-) Land $106,800 Building $69,300
2024	$10,470.00 (+5.16%)
2023		$176,100 Land $106,800 Building $69,300	$176,100 Land $106,800 Building $69,300
2022	$9,956.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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