45 Hillcrest Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 45 Hillcrest Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1992
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$221,900 (Aug 2019)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:026 B:046 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:026 B:046 L:000`
Alternative APN	`1889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1889
Street Address	45 HILLCREST DR
City	HERMON
State	ME
Zip	04401-0236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	HILLCREST RDG ESTS
Legal Block	46
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2006
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	923 FULLER RD, HERMON, ME 04401-0105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit MACHIAS SAVINGS BANK
Aug 24, 2018	Deed of Trust, Mortgage TD BANK NA
Apr 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 30, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	201926070
Deed Book / Page	15263 / 83
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Recording Date	May 5, 2026
Property Address	45 HILLCREST DR, HERMON, ME 04401-0236
Document Number	0178610083
Book / Page	17861 / 83
Instrument Date	Apr 30, 2026
Instrument	202610959
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HILLCREST DR, HERMON, ME 04401-0236
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010959,
Date	May 5, 2026
Book Page	17861/83
Instrument	202610959

Lender

Name	MACHIAS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	45 HILLCREST DR, HERMON, ME 04401-0236
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149150276
Date	Aug 24, 2018
Book Page	14915/0276
Instrument	000000025219

Lender

Name	TD BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2048

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	45 HILLCREST DR, HERMON, ME 04401-0236
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164600033
Date	Apr 27, 2022
Book Page	16460/33
Instrument	11150

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Aug 30, 2019
Property Address	45 HILLCREST DR, HERMON, ME 04401-0236
Document Number	0152630083
Book / Page	015263 / 000083
Instrument Date	Aug 30, 2019
Instrument	26070
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 FULLER RD HERMON ME 044010105, HERMON, ME 04401-0105

Mortgage

Document Number	152630085
Date	Aug 30, 2019
Book Page	015263/000085
Instrument	26071

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,233.00 (+21.81%)	$357,200 (+12.05%) Land $67,100 Building $290,100
2024	$3,475.00 (+17.88%)	$318,800 (+27.06%) Land $59,800 Building $259,000
2023	$2,948.00 (+19.79%)	$250,900 (+21.32%) Land $55,700 Building $195,200
2022	$2,461.00	$206,800 Land $49,500 Building $157,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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