Erie County and Buffalo City property record for 45 High View Ter, Buffalo, NY 14220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,083 sqft · built 1965 |
| Lot Size | 0.141 acres (6,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $991 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 133.81-1-31 |
| Primary APN | 140200 133.81-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 893 sqft |
| Finished Basement | 893 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 6,136 sqft (0.141 acres) |
| Lot Dimensions | 118 ft deep x 52 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 182 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11567500 |
|---|---|
| Street Address | 45 HIGH VIEW TER |
| City | BUFFALO |
| State | NY |
| Zip | 14220-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-3R |
| Legal Description | 432. S DOWNING |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 600 |
45 High View Ter is owned and occupied by two individuals.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HIGH VIEW TER, BUFFALO, NY 14220-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 HIGH VIEW TER, BUFFALO, NY 14220-2716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138254896 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 13825/4896 |
| Instrument | 2017176031 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 26, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 45 High View Ter was $991 with a homeowner's exemption, down 65.1% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $991.00 (-65.11%) Homeowner's exemption | ||
| 2025 | $2,840.00 (+10.68%) | $300,000 (+89.87%) Land $39,000 Building $261,000 | $300,000 (+16.77%) Land $39,000 Building $261,000 |
| 2024 | $2,566.00 (+212.55%) Homeowner's exemption | $158,000 (-) Land $20,700 Building $137,300 | $256,911 (+13.82%) Land $33,659 Building $223,252 |
| 2023 | $821.00 Homeowner's exemption | $158,000 Land $20,700 Building $137,300 | $225,714 Land $29,571 Building $196,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 High View Ter in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1978–1979) |
| Most Recent Claim | Aug 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 High View Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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