Lincoln County and Damariscotta Town property record for 45 High St, Damariscotta, ME 04543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,846 sqft · built 2018 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,824 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DAMA M:009 L:048-001 |
| Primary APN | DAMA M:009 L:048-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| 1st Floor Area | 1,846 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 86,684 sqft (1.99 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1761 |
|---|---|
| Street Address | 45 HIGH ST |
| City | DAMARISCOTTA |
| State | ME |
| Zip | 04543-4631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 48-1 |
| Jurisdiction | DAMARISCOTTA ME |
| Township / Civil Division | DAMARISCOTTA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 975300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lincoln County and Damariscotta Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 HIGH ST, DAMARISCOTTA, ME 04543-4631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAMARISCOTTA ME |
| Property Address | 45 HIGH ST, DAMARISCOTTA, ME 04543-4631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052290136 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 05229/0136 |
| Instrument | 000000035742 |
| Name | FIRST NATL BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 13, 2038 |
Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Lincoln County |
| County Subdivision | Damariscotta Town |
| Secondary School District | Damariscotta (09 - 12) |
| Elementary School District | Great Salt Bay Community School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,824.00 (+13.68%) | $324,500 (-) Land $125,000 Building $199,500 | |
| 2024 | $6,003.00 (+32.55%) | $324,500 (+19.3%) Land $125,000 Building $199,500 | |
| 2023 | $348,080 | ||
| 2022 | $4,529.00 | $272,000 Land $105,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 3 condo units |
| Nearby Flood Claims | 6 (2018–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT SALT BAY SANITARY DISTRICT serves 2,143 people · EPA ID ME0090410 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Tidewater O.P.E.N. Fiber | 1,000 / 1,000 |
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