45 High St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 45 High St, Biddeford, ME 04005

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,156 sqft · built 1899
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Jun 2025)
Tax Bill	$5,821 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:39 L:234`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:39 L:234`
Alternative APN	`000161640`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,156 sqft Living Area
Gross Area	4,862 sqft
1st Floor Area	1,072 sqft
Attic	Attic
Attic Area	704 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 HIGH ST
City	BIDDEFORD
State	ME
Zip	04005-2663
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	234
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1005
Census Tract	25206

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 PAUL ST, SACO, ME 04072-1635
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Jul 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Apr 4, 2018	Intrafamily Transfer, Transfer KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	20252025020320
Deed Book / Page	19685 / 696
Transfer Doc	0176890309
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	45 HIGH ST, BIDDEFORD, ME 04005-2663
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185390041
Date	Jan 27, 2021
Book Page	18539/41
Instrument	2021005346

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	45 HIGH ST, BIDDEFORD, ME 04005-2663
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183260117
Date	Jul 31, 2020
Book Page	18326/117
Instrument	2020035384

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BIDDEFORD ME
Recording Date	Apr 4, 2018
Property Address	45 HIGH ST, BIDDEFORD, ME 04005-2663
Document Number	0176890309
Book / Page	17689 / 0309
Instrument	2018012443
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018012444
Date	Apr 4, 2018
Instrument	2018012444

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,821.00 (+6.46%)	$389,600 (+1.33%) Land $118,700 Building $270,900
2024	$5,468.00 (+9.56%)	$384,500 (+1.08%) Land $118,700 Building $265,800
2023	$4,991.00 (+16.67%)	$380,400 (+45.91%) Land $118,700 Building $261,700
2022	$4,278.00	$260,700 Land $64,400 Building $196,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

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