45 High Ridge Dr, Bourne (Buzzards Bay), MA 02532 Property Records

Barnstable County and Bourne Town property record for 45 High Ridge Dr, Bourne, MA 02532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2001
Lot Size	0.466 acres (20,299 sqft)
Owner	Owner Name on Record
Last Sale	$137,500 (Oct 2010)
Tax Bill	$1,796 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:15.0 P:212`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:15.0 P:212`
Alternative APNs	`M:015.0 P:212.00 D:02` `3002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	1,948 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,299 sqft (0.466 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3002
Old Parcel Number	M:015.0 P:212.00 D:02
Street Address	45 HIGH RIDGE DR
City	BOURNE
State	MA
Zip	02532-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	DIST:36 CITY/MUNI/TWP:BOURNE
Legal Subdivision	NIGHTINGALE POND ESTATES
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1010
Census Tract	13700

Owner

Source: Barnstable County and Bourne Town records, as of April 24, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	45 HIGH RIDGE DR, BOURNE, MA 02532-5674

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 1, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2010 · Amount on Record
Deed Sale	Oct 21, 2010 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Document Number	0002492576
Deed Book / Page	24925 / 76
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	45 HIGH RIDGE DR, BOURNE, MA 02532-5674
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035631-18
Date	Feb 9, 2023
Book Page	35631/18
Instrument	5604

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	45 HIGH RIDGE DR, BOURNE, MA 02532-5674
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33745-252
Date	Feb 1, 2021
Book Page	33745/252
Instrument	7350

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2024	$1,796.00 (-2.13%)
2023	$1,835.00

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1978–2011)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2011 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 12 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUZZARDS BAY WATER DISTRICT serves 7,700 people · EPA ID MA4036001
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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