45 Higgins Cutoff Rd, Sumrall, MS 39482 Property Records

Lamar County property record for 45 Higgins Cutoff Rd, Sumrall, MS 39482

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,075 sqft · built 2022
Lot Size1.28 acres (55,757 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Feb 2022)
Tax Bill$2,942 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN162-03-030.000

Property Details

APN / Parcel Number

Primary APN162-03-030.000
Alternative APNs
  • 7499,116 0300000 01700
  • 7499

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Building Area2,075 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area55,757 sqft (1.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number7499
Street Address45 HIGGINS CUTOFF RD
CitySUMRALL
StateMS
Zip39482-9547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE 1/4 SW 1/4
Legal Range16W
Legal Township05N
Legal Section03
JurisdictionLAMAR MS
Township / Civil Division5
Census Block Group2
Census Block2010
Census Tract20101

Owner

Source: Lamar County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 HIGGINS CUTOFF RD, SUMRALL, MS 39482-9547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Deed Document Number000029T403
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAMAR MS
Property Address45 HIGGINS CUTOFF RD, SUMRALL, MS 39482-9547
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001814/418
DateAug 3, 2020
Book Page1814/418
Lender
NameKEESLER FCU
TypeCredit Union
AddressBILOXI, MS 39531
Agreement
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLamar County
Unified School DistrictLamar County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,942.00 Homeowner's exemption$23,405 (-)$234,050 (-) Land $13,720 Building $220,330
2023$2,942.00 Homeowner's exemption$23,405$234,050 Land $13,720 Building $220,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 85% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST LAMAR WATER ASSN #1
public/private · serves 18,491 people · EPA ID MS0370011
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pearl River Valley Electric Power Association
Fiber
1,000 / 1,000
Telapex
Fixed Wireless
100 / 20

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