Bergen County and Waldwick Borough property record for 45 Hickory Ln, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,841 sqft · built 1962 |
| Lot Size | 0.467 acres (20,347 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Oct 2019) |
| Tax Bill | $18,973 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00163-17-00019 |
| Primary APN | 64-00163-17-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,841 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 20,347 sqft (0.467 acres) |
| Lot Width | 111 ft Width |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400163Q00019 |
|---|---|
| Street Address | 45 HICKORY LN |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 111 X IRR |
| Legal Subdivision | LJ BUILDERS INC |
| Legal Block | 163 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 56200 |
45 Hickory Ln is owned and occupied by two individuals who bought it in October 2019.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HICKORY LN, WALDWICK, NJ 07463-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK |
| Oct 3, 2019 | Deed, Transfer · Stand-Alone First Mortgage KEARNY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on File |
| Deed Sale | Oct 3, 2019 · Amount on File |
| Prior Sale | Jun 1, 1992 · Amount on File |
| Deed Document Number | 201965490 |
| Deed Book / Page | 3365 / 1548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 HICKORY LN, WALDWICK, NJ 07463-1005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | ARDENT TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0040030863 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 4003/863 |
| Instrument | 2021033078 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 HICKORY LN, WALDWICK, NJ 07463-1005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0036011765 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 3601/1765 |
| Instrument | 20-050035 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 3, 2019 |
| Property Address | 45 HICKORY LN, WALDWICK, NJ 07463-1005 |
| Document Number | 0033651548 |
| Book / Page | 3365 / 1548 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 19-065490 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 HICKORY LN, WALDWICK, NJ 07463-1005 |
| Document Number | 1906549001 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 19-065490.01 |
| Name | KEARNY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0033651548 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 3365/1548 |
| Instrument | 19-065490 |
| Name | KEARNY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 45 Hickory Ln was $18,973, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $834,900 (+0.99%) Land $401,400 Building $433,500 | $834,900 (+0.99%) Land $401,400 Building $433,500 | |
| 2025 | $18,973.00 (+3.66%) | $826,700 Land $401,400 Building $425,300 | $826,700 Land $401,400 Building $425,300 |
| 2024 | $18,303.00 | ||
| 2023 | $600,000 Land $343,600 Building $256,400 | $600,000 Land $343,600 Building $256,400 | |
| 2022 | $17,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Hickory Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Hickory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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