45 Hickory Ln, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 45 Hickory Ln, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	2,686 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$1,575,000 (Jul 2026)
Tax Bill	$19,788 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02102-0000-00062`

Property Details

APN / Parcel Number

Primary APN	`07-02102-0000-00062`
Alternative APNs	`0700237000000005B` `070210200062`

Interior

Building Area	2,686 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	110 ft deep x 136 ft wide

Location & Zoning

Old Parcel Number	0700237000000005B
Street Address	45 HICKORY LN
City	CLOSTER
State	NJ
Zip	07624-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.34 AC
Legal Block	2102
Legal Lot Number	62
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1007
Census Tract	7002

Owner

45 Hickory Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Bergen County and Closter Borough records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 HICKORY LN, CLOSTER, NJ 07624-2322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Deed Document Number	202651553
Deed Book / Page	5859 / 336
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 27, 2026
Property Address	45 HICKORY LN, CLOSTER, NJ 07624-2322
Document Number	0000051553
Book / Page	5859 / 336
Instrument Date	Jul 9, 2026
Instrument	202651553
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	HUDSON TITLE, HUDSON ONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HICKORY LN, CLOSTER, NJ 07624-2322

Mortgage

Document Number	0000051554,
Date	Jul 27, 2026
Instrument	202651554

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Hickory Ln was $19,788, up 1.6% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,052,500 (+10.21%) Land $582,500 Building $470,000	$1,052,500 (+10.21%) Land $582,500 Building $470,000
2025	$19,788.00 (+1.57%)	$955,000 Land $551,000 Building $404,000	$955,000 Land $551,000 Building $404,000
2024	$19,482.00
2023		$892,500 Land $514,900 Building $377,600	$892,500 Land $514,900 Building $377,600
2022	$17,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Hickory Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Hickory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300