45 Hickory Dr, Commerce, GA 30529 Property Records

Jackson County property record for 45 Hickory Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 2018
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Sep 2018)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021 053 8`

Property Details

APN / Parcel Number

Primary APN	`021 053 8`
Alternative APN	`13073`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Heated Area
1st Floor Area	1,404 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Porch	Patio
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13073
Street Address	45 HICKORY DR
City	COMMERCE
State	GA
Zip	30529-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 8 HICKORY KNOB S/D
Legal Subdivision	HICKORY KNOB
Legal Lot Number	8
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1112
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 HICKORY DR, COMMERCE, GA 30529-7117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Jun 4, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED CMNTY BK
Oct 4, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI UNITED CMNTY BK
Apr 18, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	20183701
Deed Book / Page	82I / 732
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	45 HICKORY DR, COMMERCE, GA 30529-7117
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HICKORY DR, COMMERCE, GA 30529-7117

Mortgage

Document Number	00117N0000000144
Date	Oct 24, 2025
Book Page	000000117N/0000000144

Lender

Name	UNITED COMMUNITY BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	45 HICKORY DR, COMMERCE, GA 30529-7117
Document Number	00089V0491
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HICKORY DR COMMERCE GA 305297117, COMMERCE, GA 30529-7117

Mortgage

Document Number	00089V0491
Date	Jun 10, 2020
Book Page	00089V/000491

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 4, 2018
Property Address	45 HICKORY DR, COMMERCE, GA 30529-7117
Document Number	00082I0732
Book / Page	00082I / 000732
Instrument Date	Sep 28, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HICKORY DR COMMERCE GA 305297117, COMMERCE, GA 30529-7117

Mortgage

Document Number	82I0734
Date	Oct 4, 2018
Book Page	00082I/000734

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 18, 2018
Property Address	45 HICKORY DR, COMMERCE, GA 30529-7117
Document Number	00080K0524
Book / Page	00080K / 000524
Instrument Date	Apr 16, 2018
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 HICKORY DR COMMERCE, COMMERCE

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,000 (-) Land $14,000 Building $82,000	$240,000 (-) Land $35,000 Building $205,000
2025	$2,345.00 (-1.05%) Homeowner's exemption	$96,000 (-) Land $14,000 Building $82,000	$240,000 (-) Land $35,000 Building $205,000
2024	$2,370.00 (+34.97%) Homeowner's exemption	$96,000 (+11.78%) Land $14,000 Building $82,000	$240,000 (+11.78%) Land $35,000 Building $205,000
2023	$1,756.00 (+2.15%) Homeowner's exemption	$85,880 (+39.05%) Land $14,000 Building $71,880	$214,700 (+39.05%) Land $35,000 Building $179,700
2022	$1,719.00 Homeowner's exemption	$61,760 Land $5,200 Building $56,560	$154,400 Land $13,000 Building $141,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream DSL · Cable in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

45 Hickory Dr, Commerce, GA 30529 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Hickory Dr

Nearby Streets

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