Franklin County property record for 45 Hickory Cir, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,366 sqft · built 2006 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,300 (Sep 2020) |
| Tax Bill | $1,941 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-28.0-0-024-077.000 |
| Primary APN | 17-8-28.0-0-024-077.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,366 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Street Address | 45 HICKORY CIR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:11 HICKORY RIDGE ESTATES |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 28 |
| Legal Subdivision | HICKORY RIDGE ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800604 |
45 Hickory Cir is owned and occupied by two individuals who bought it in September 2020.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HICKORY CIR, UNION, MO 63084-2096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2020 | Warranty Deed, Transfer REGIONS MTG |
| Mar 6, 2018 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2020 · Amount on File |
| Deed Sale | Sep 9, 2020 · Amount on File |
| Prior Sale | Mar 6, 2018 · Amount on File |
| Deed Document Number | 202014927 |
| Prior Transfer Date | Nov 10, 2005 |
| Prior Transfer Doc | 0000028711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 9, 2020 |
| Property Address | 45 HICKORY CIR, UNION, MO 63084-2096 |
| Document Number | 0000014927 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 14927 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 HICKORY CIR UNION MO 630842096, UNION, MO 63084-2096 |
| Document Number | 14928 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 14928 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 6, 2018 |
| Property Address | 45 HICKORY CIR, UNION, MO 63084-2096 |
| Document Number | 0000002879 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 2879 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 HICKORY CIR UNION MO 630842096, UNION, MO 63084-2096 |
| Document Number | 2880 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 2880 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2048 |
The 2025 property tax bill for 45 Hickory Cir was $1,941.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,941.00 | $32,568 | $171,410 Land $25,000 Building $146,410 |
| 2023 | $1,793.00 (-7.81%) | $29,821 | $156,950 Land $25,000 Building $131,950 |
| 2022 | $1,945.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Hickory Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Hickory Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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