45 Hibbard St, Saint Clair, MO 63077 Property Records

Franklin County property record for 45 Hibbard St, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1974
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Tax Bill$2,327 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN22-7-36.0-2-025-354.000

Property Details

APN / Parcel Number

Primary APN22-7-36.0-2-025-354.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleA-Frame
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address45 HIBBARD ST
CitySAINT CLAIR
StateMO
Zip63077-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:PT1 TEDS PLACE
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterNW
Legal SubdivisionTEDS PLACE
Legal Block25
Legal Lot Number1
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1016
Census Tract800903

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 HIBBARD ST, SAINT CLAIR, MO 63077-1425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Apr 13, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2012
Deed SaleMay 2, 2012
Deed Document Number1207977
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address45 HIBBARD ST, SAINT CLAIR, MO 63077-1425
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002109900
DateMay 25, 2021
Instrument2109900
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2031
Interest
Rate TypeFixed Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 13, 2020
Property Address45 HIBBARD ST, SAINT CLAIR, MO 63077-1425
Document Number0000005091
Instrument DateMar 24, 2020
Instrument5091
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address380 S MAIN ST ST CLAIR MO 630771511, ST CLAIR, MO 63077-1511

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,327.00 (+23.38%)$34,548 (+14.1%)$181,830 (+14.1%) Land $20,430 Building $161,400
2023$1,886.00 (-2.78%)$30,279$159,360 Land $20,430 Building $138,930
2022$1,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CLAIR PWS
serves 4,700 people · EPA ID MO6010708
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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