Jefferson County property record for 45 Heritage Knoll, Summit Point, WV 25446 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,629 sqft · built 2019 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Tax Bill | $2,810 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-0002.0016 |
| Primary APN | 06-12-0002.0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| 1st Floor Area | 1,629 sqft |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 108,900 sqft (2.5 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 45 HERITAGE KNL |
|---|---|
| City | SUMMIT POINT |
| State | WV |
| Zip | 25446-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.50 AC LLOYD-LUTTRELL |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 972800 |
Source: Jefferson County records · APN 06-12-0002.0016
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Mailing Address | 45 HERITAGE KNL, SUMMIT POINT, WV 25446-2100 |
|---|---|
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF CLARKE COUNTY |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE CNTY |
| Last Transfer Date | Jun 30, 2008 |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 45 HERITAGE KNL, SUMMIT POINT, WV 25446-2100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 HERITAGE KNL, SUMMIT POINT, WV 25446-2100 |
| Document Number | 2378/56 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 2378/56 |
| Instrument | 202100008681 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 45 HERITAGE KNL, SUMMIT POINT, WV 25446-2100 |
| Document Number | 0000010995 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 397 MILLVILLE RD MILLVILLE WV 254324002, MILLVILLE, WV 25432-4002 |
| Document Number | 0000010995 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 002198/000548 |
| Instrument | 10995 |
| Name | BANK OF CLARKE CNTY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,810.00 (+3.84%) | $241,900 (+4.4%) Land $101,300 Building $140,600 | $403,100 (+4.38%) Land $168,800 Building $234,300 |
| 2023 | $2,706.00 | $231,700 Land $101,300 Building $130,400 | $386,200 Land $168,800 Building $217,400 |
Source: FEMA National Flood Hazard Layer, Jefferson County (54037C), updated July 23, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540379728003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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